Carroll County property record for 115 Main St, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,664 sqft · built 1909 |
| Lot Size | 0.093 acres (4,055 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Feb 2026) |
| Tax Bill | $2,983 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-010334 |
| Primary APN | 11-010334 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,664 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 4,055 sqft (0.093 acres) |
| Garage Type | Detached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 393 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 010334 |
|---|---|
| Street Address | 115 MAIN ST |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLA |
| Legal Description | LT - 4055 SQ FT 115 MAIN ST NEW WINDSOR |
| Legal Subdivision | NEW WINDSOR |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 511000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Windsor Historic District listed 1997 · 216 contributing resources · NRIS 97000925 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
115 Main St is owned by a company that bought it in February 2026.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 669 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 23, 2026 | Deed, Transfer R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC |
| Aug 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on File |
| Deed Sale | Feb 24, 2026 · Amount on File |
| Prior Sale | May 4, 1990 · Amount on File |
| Deed Book / Page | 11692 / 481 |
| Prior Transfer Date | Aug 20, 2020 |
| Prior Transfer Doc | 0098250415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 6, 2026 |
| Property Address | 115 MAIN ST, NEW WINDSOR, MD 21776-9757 |
| Document Number | 1182000358 |
| Book / Page | 11828 / 358 |
| Instrument Date | Jul 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | R&P SETTLEMENT GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 544 OLD WESTMINSTER PIKE, WESTMINSTER, MD 21157-6200 |
| Document Number | 1182000358, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 11828/358 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 23, 2026 |
| Property Address | 115 MAIN ST, NEW WINDSOR, MD 21776-9757 |
| Document Number | 0116920481 |
| Book / Page | 11692 / 481 |
| Instrument Date | Feb 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Title Company | R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 669 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 28, 2020 |
| Property Address | 115 MAIN ST, NEW WINDSOR, MD 21776-9757 |
| Document Number | 0098250415 |
| Book / Page | 009825 / 000415 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11928 BEAVER DAM RD UNION BRIDGE MD 217918626, UNION BRIDGE, MD 21791-8626 |
The 2026 property tax bill for 115 Main St was $2,983, up 4.7% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | New Windsor Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,983.00 (+4.74%) | $215,933 (+4.74%) | $225,700 (-) Land $75,000 Building $150,700 |
| 2025 | $2,848.00 | $206,167 | $225,700 Land $75,000 Building $150,700 |
| 2023 | $2,673.00 | $192,100 | $196,400 Land $70,000 Building $126,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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