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106 Main St, New Windsor, MD 21776 Property Records

Carroll County property record for 106 Main St, New Windsor, MD 21776

Property Summary

Property TypeApartments (5+ Units)
Details400 sqft · built 1914
Lot Size0.196 acres (8,548 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Jan 2018)
Tax Bill$5,287 (2026)
Deeds & MortgagesJan 2018 Sale
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APN11-010539

Property Details

APN / Parcel Number

Primary APN11-010539
Alternative APN
  • 010539

Interior

Units2 Units
Stories1 Story
Building Area400 sqft Total Area
1st Floor Area4,571 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialAluminum/Vinyl
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,548 sqft (0.196 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number010539
Street Address106 MAIN ST
CityNEW WINDSOR
StateMD
Zip21776-9756
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeVILLA
Legal DescriptionLT - 8548 SQ FT 106 MAIN ST NEW WINDSOR
JurisdictionCARROLL MD
Township / Civil Division11, NEW WINDSOR
Census Block Group1
Census Block1038
Census Tract511000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the New Windsor Historic District
listed 1997 · 216 contributing resources · NRIS 97000925

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

106 Main St, a residential property, is owned by two individuals who bought it in January 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address5821 BELLS LN, D, FREDERICK, MD 21704-6819
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2018Grant Deed, Transfer
ASSOCIATES TITLE
Jan 16, 2018Grant Deed, Transfer
ASSOCIATES TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2018 · Amount on File
Deed SaleJan 16, 2018 · Amount on File
Prior SaleJan 16, 2018 · Amount on File
Deed Document Number20188917-0194
Deed Book / Page8917 / 194
Record UpdatedOct 29, 2026

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateJan 16, 2018
Property Address106 MAIN ST, NEW WINDSOR, MD 21776-9756
Document Number0089170090
Book / Page008917 / 000090
Instrument DateDec 20, 2017
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyASSOCIATES TITLE

Transaction

AmountAmount on Record
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 MAIN ST NEW WINDSOR MD 217769756, NEW WINDSOR, MD 21776-9756

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateJan 16, 2018
Property Address106 MAIN ST, NEW WINDSOR, MD 21776-9756
Document Number0089170194
Book / Page008917 / 000194
Instrument DateDec 20, 2017
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyASSOCIATES TITLE

Transaction

AmountAmount on Record
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5821D BELLS LN FREDERICK MD 217046819, FREDERICK, MD 21704-6819

Tax Assessment & Valuation

The 2026 property tax bill for 106 Main St was $5,287, up 4.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityNew Windsor Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,287.00 (+4.44%)$382,767 (+4.46%)$399,100 (-) Land $89,800 Building $309,300
2025$5,062.00$366,433$399,100 Land $89,800 Building $309,300
2023$4,871.00$350,100 Land $62,400 Building $287,700$350,100 Land $62,400 Building $287,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1979–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NEW WINDSOR
serves 1,732 people · EPA ID MD0060008
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

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