Carroll County property record for 125 Main St, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,100 sqft · built 1874 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,900 (Mar 2018) |
| Tax Bill | $3,207 (2026) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-010903 |
| Primary APN | 11-010903 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,100 sqft Total Area |
| Year Built | Built 1874 |
|---|---|
| Effective Year Built | Effective 1874 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 65 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 010903 |
|---|---|
| Street Address | 125 MAIN ST |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLA |
| Legal Description | LT - 9000 SF 125 MAIN ST NEW WINDSOR |
| Legal Subdivision | NEW WINDSOR |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 511000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Windsor Historic District listed 1997 · 216 contributing resources · NRIS 97000925 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
125 Main St is owned and occupied by an individual who bought it in March 2018.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 138, NEW WINDSOR, MD 21776-0138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Mar 5, 2018 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2018 · Amount on File |
| Deed Sale | Mar 5, 2018 · Amount on File |
| Deed Book / Page | 8954 / 213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 125 MAIN ST, NEW WINDSOR, MD 21776-9757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 125 MAIN ST, NEW WINDSOR, MD 21776-9757 |
| Document Number | 0117100483 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 11710/483 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 5, 2018 |
| Property Address | 125 MAIN ST, NEW WINDSOR, MD 21776-9757 |
| Document Number | 0089540213 |
| Book / Page | 8954 / 0213 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 125 VAIN ST, NEW MIDWAY, MD 21775 |
| Document Number | 0008954221 |
|---|---|
| Date | Mar 5, 2018 |
| Instrument | 8954/221 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
The 2026 property tax bill for 125 Main St was $3,207 with a homeowner's exemption, up 5.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | New Windsor Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,207.00 (+5.42%) Homeowner's exemption | $261,633 (+11.21%) | $288,000 (-) Land $82,700 Building $205,300 |
| 2025 | $3,042.00 Homeowner's exemption | $235,267 | $288,000 Land $82,700 Building $205,300 |
| 2023 | $2,841.00 Homeowner's exemption | $204,200 | $208,900 Land $75,700 Building $133,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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