115 Main St, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 115 Main St, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,618 sqft · built 1850
Lot Size	3.07 acres (133,729 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2024)
Tax Bill	$6,085 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOWN M:U06 L:020`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:U06 L:020`
Alternative APN	`1192`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	4 Stories
Building Area	2,618 sqft Living Area
Gross Area	4,087 sqft
1st Floor Area	1,381 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	133,729 sqft (3.07 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1192
Street Address	115 MAIN ST
City	BOWDOINHAM
State	ME
Zip	04008-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	20
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	1
Census Block	1036
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

115 Main St is owned by two individuals who bought it in October 2024.

Source: Sagadahoc County and Bowdoinham Town records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 MOUNT SHERMAN DR, LEADVILLE, CO 80461-3460
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2017	Deed of Trust, Mortgage · FHA Mortgage SYNERGY ONE LENDING I
Sep 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK
Jul 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage 1ST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on File
Deed Sale	Oct 1, 2024 · Amount on File
Prior Sale	Jul 29, 2021 · Amount on File
Deed Document Number	20245161
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	115 MAIN ST, BOWDOINHAM, ME 04008-4422
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007549
Date	Oct 10, 2017
Instrument	2017R-07549

Lender

Name	SYNERGY ONE LENDING I

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	115 MAIN ST, BOWDOINHAM, ME 04008-4422
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008351
Date	Sep 23, 2021
Instrument	2021R-08351

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOWDOINHAM ME
Recording Date	Jul 29, 2021
Property Address	115 MAIN ST, BOWDOINHAM, ME 04008-4422
Document Number	0000006419
Instrument Date	Jul 29, 2021
Instrument	2021R-06419
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 WINTER ST # 1, 1, TOPSHAM, ME 04086-1621

Mortgage

Document Number	0000006420
Date	Jul 29, 2021
Instrument	2021R-06420

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 115 Main St was $6,085, up 5.3% from the year before.

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,085.00 (+5.3%)	$275,200 (-) Land $67,600 Building $207,600
2024	$5,779.00 (+7.7%)	$275,200 (-) Land $67,600 Building $207,600
2023	$5,366.00 (+29.36%)	$275,200 (+20.02%) Land $67,600 Building $207,600
2022	$4,148.00	$229,300 Land $56,300 Building $173,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 115 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2012)
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWDOINHAM WATER DISTRICT serves 738 people · EPA ID ME0090210
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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