99 Main St, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 99 Main St, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,680 sqft · built 1850
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BOWN M:U01 L:033`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:U01 L:033`
Alternative APN	`1023`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	4 Stories
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Cape Cod
Lot Area	52,272 sqft (1.2 acres)

Location & Zoning

Account Number	1023
Street Address	99 MAIN ST
City	BOWDOINHAM
State	ME
Zip	04008-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	33
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	1
Census Block	1036
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 MAIN ST, BOWDOINHAM, ME 04008-4321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Recording Date	Aug 7, 2026
Property Address	99 MAIN ST, BOWDOINHAM, ME 04008-4321
Document Number	0000004163
Instrument Date	Aug 3, 2026
Instrument	20264163
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 MAIN ST, BOWDOINHAM, ME 04008-4321

Mortgage

Document Number	0000004163,
Date	Aug 7, 2026
Instrument	20264163

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	99 MAIN ST, BOWDOINHAM, ME 04008-4321
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004708
Date	Sep 25, 2023
Instrument	2023R-04708

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,376.00 (+5.29%)	$197,900 (-) Land $62,300 Building $135,600
2024	$4,156.00 (+7.7%)	$197,900 (-) Land $62,300 Building $135,600
2023	$3,859.00 (+29.06%)	$197,900 (+19.72%) Land $62,300 Building $135,600
2022	$2,990.00	$165,300 Land $51,900 Building $113,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2012)
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWDOINHAM WATER DISTRICT serves 738 people · EPA ID ME0090210
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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