109 Main St, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 109 Main St, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$210,500 (Mar 2014)
Tax Bill	$4,124 (2025)
Deeds & Mortgages	Feb 2022 Refinance Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOWN M:U06 L:021`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:U06 L:021`
Alternative APN	`1193`

Exterior

Lot Area	23,087 sqft (0.53 acres)

Location & Zoning

Account Number	1193
Street Address	109 MAIN ST
City	BOWDOINHAM
State	ME
Zip	04008-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	21
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	1
Census Block	1036
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 MAIN ST, RICHMOND, ME 04357-1158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 23, 2017	Deed of Trust, Mortgage NORTHEAST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2014 · Amount on Record
Deed Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	20141690
Deed Book / Page	3581 / 223
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	109 MAIN ST, BOWDOINHAM, ME 04008-4422
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001348
Date	Feb 22, 2022
Instrument	2022R-01348

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	109 MAIN ST, BOWDOINHAM, ME 04008-4422
Document Number	0000001984
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MAIN ST RICHMOND ME 043571158, RICHMOND, ME 04357-1158

Mortgage

Document Number	0000001984
Date	Mar 27, 2017
Instrument	1984

Lender

Name	NORTHEAST BK
Type	Bank
Address	LEWISTON, ME 04240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,124.00 (+5.28%)	$186,500 (-) Land $47,900 Building $138,600
2024	$3,917.00 (+7.7%)	$186,500 (-) Land $47,900 Building $138,600
2023	$3,637.00 (+29.38%)	$186,500 (+20.01%) Land $47,900 Building $138,600
2022	$2,811.00	$155,400 Land $39,900 Building $115,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2012)
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWDOINHAM WATER DISTRICT serves 738 people · EPA ID ME0090210
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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