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115 Lake Ring Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 115 Lake Ring Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1974
Square Footage2,314 sqft Living Area
Lot Size16,853 sqft (0.387 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2017)
Tax Bill$1,893.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-34-662000-003430
Alternative APNs
  • 342826662000003430
  • 42826000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,314 sqft Living Area
Gross Area2,751 sqft Gross Area
1st Floor1,474 sqft 1st Floor
Upper Floors840 sqft Upper Floors
Stories2 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area16,853 sqft (0.387 acres)
Depth X Width181 ft x 90 ft Depth x Width
Garage TypeAttached Garage
Garage Area437 sqft Garage
Porch Area100 sqft Porch

Location & Zoning

Street Address115 LAKE RING DR
CityWINTER HAVEN
StateFL
Zip33884-1441
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOTS 343 & 344 LESS NLY 30 FT BEING LOT 196 OF UNRE VALENCIA WOOD PHASE II
Legal Range26E
Legal Township28S
Legal Section34
Legal SubdivisionELOISE WOODS LAKE MARIAM UNIT
Legal PhaseII
Legal Tract662000
Legal Block2
Legal Lot Number196,3
Legal UnitPB
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2018
Census Tract13902

Owner

Source: Polk County records · APN 26-28-34-662000-003430

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address115 LAKE RING DR, WINTER HAVEN, FL 33884-1441
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2023Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Feb 15, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
USAA FSB
Nov 14, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
USAA FED'L SVGS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2017 · Amount on Record
Deed SaleNov 14, 2017 · Amount on Record
Prior SaleAug 10, 2005 · Amount on Record
Deed Doc Number2017218492
Deed Book / Page10314 / 412
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address115 LAKE RING DR, WINTER HAVEN, FL 33884-1441
Transaction TypeMortgage
Record UpdatedApr 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 LAKE RING DR, WINTER HAVEN, FL 33884-1441

Mortgage

Document Number0000072683
DateMar 29, 2023
Book Page12633/600
Instrument2023072683
Lender
NameSUNCOAST CU
TypeCredit Union
Address33690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term336 Months
DueMar 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address115 LAKE RING DR, WINTER HAVEN, FL 33884-1441
Transaction TypeMortgage
Record UpdatedMar 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038383
DateFeb 15, 2021
Book Page11580/2096
Instrument2021038383
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 14, 2017
Property Address115 LAKE RING DR, WINTER HAVEN, FL 33884-1441
Document Number0103140412
Book / Page010314 / 000412
Instrument DateNov 06, 2017
Instrument218492
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address115 LAKE RING DR WINTER HAVEN FL 338841441, WINTER HAVEN, FL 33884-1441

Mortgage

Document Number103140413
DateNov 14, 2017
Book Page010314/000413
Instrument218493
Lender
NameUSAA FED'L SVGS
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,893.00 (-16.39%) Homeowner's exemption$188,317 (+5.99%)$284,202 (-6.03%) Land $64,043 Building $220,159
2023$2,264.00 (+3.33%) Homeowner's exemption$177,680 (+3%)$302,439 (+11.95%) Land $62,357 Building $240,082
2022$2,191.00 Homeowner's exemption$172,505$270,145 Land $52,245 Building $217,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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