Polk County property record for 117 Lake Ring Dr, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,769 sqft Living Area |
| Lot Size | 17,141 sqft (0.394 acres) |
| Garage | Attached, 528 sqft |
| Last Sale | $189,900 (2016) |
| Tax Bill | $3,675.00 (2025) |
| Primary APN | 26-28-34-662000-003441 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,769 sqft Living Area |
| Gross Area | 2,297 sqft Gross Area |
| 1st Floor | 1,769 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Other Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 17,141 sqft (0.394 acres) |
| Depth X Width | 185 ft x 90 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Pool Area | 450 sqft Pool |
| Porch Area | 45 sqft Porch |
| Street Address | 117 LAKE RING DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1441 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOTS 344 NLY 30 FT & 345 BEING LOT 195 OF VALENCIA WOOD |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE MARIAM UNIT |
| Legal Tract | 662000 |
| Legal Block | 2 |
| Legal Lot Number | 195,3 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 13902 |
Source: Polk County records · APN 26-28-34-662000-003441
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 501 BROOKER RD, BRANDON, FL 33511-7211 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 06, 2016 · Amount on Record |
| Deed Sale | Jul 06, 2016 · Amount on Record |
| Prior Sale | Jan 21, 2016 · Amount on Record |
| Deed Doc Number | 2016121581 |
| Deed Book / Page | 9869 / 618 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 117 LAKE RING DR, WINTER HAVEN, FL 33884-1441 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 117 LAKE RING DR, WINTER HAVEN, FL 33884-1441 |
| Document Number | 0000041923 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 11585/2104 |
| Instrument | 2021041923 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 117 LAKE RING DR, WINTER HAVEN, FL 33884-1441 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 117 LAKE RIDNG DRIVE, CYPRESS GARDENS, FL 33884-1441 |
| Document Number | 0000016679 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 12080/201 |
| Instrument | 2022016679 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,675.00 (-6.08%) | $274,608 (-7.46%) | $281,310 (-5.21%) Land $65,135 Building $216,175 |
| 2023 | $3,913.00 (+7.15%) | $296,758 (+7.62%) Land $63,421 Building $233,337 | $296,758 (+7.62%) Land $63,421 Building $233,337 |
| 2022 | $3,652.00 | $275,734 Land $53,137 Building $222,597 | $275,734 Land $53,137 Building $222,597 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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