108 Lake Ring Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 108 Lake Ring Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,838 sqft · built 1978
Lot Size	0.408 acres (17,786 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Oct 2021)
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-662000-001920`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-662000-001920`
Alternative APNs	`342826662000001920` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,838 sqft Living Area
Gross Area	4,254 sqft Gross Area
1st Floor Area	1,838 sqft 1st Floor
Basement Area	1,874 sqft Basement
Stories	2 Stories
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	17,786 sqft (0.408 acres)
Lot Dimensions	150 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	542 sqft Garage
Porch	Unfinished Open Porch
Porch Area	108 sqft Porch
View / Lot	Commercial/Industrial

Location & Zoning

Street Address	108 LAKE RING DR
City	WINTER HAVEN
State	FL
Zip	33884-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOT 192
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS LAKE MARIAM UNIT
Legal Tract	662000
Legal Block	2
Legal Lot Number	192
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2030
Census Tract	13902

Owner

Source: Polk County records · APN 26-28-34-662000-001920

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 LAKE RING DR, WINTER HAVEN, FL 33884-1438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Feb 01, 2016 · Amount on Record
Deed Document Number	2021279947
Deed Book / Page	11955 / 828
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 27, 2021
Property Address	108 LAKE RING DR, WINTER HAVEN, FL 33884-1438
Document Number	0000279947
Book / Page	11955 / 828
Map Reference	MB 17 PG 49,49A&49B
Instrument Date	Oct 21, 2021
Instrument	2021279947
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 LAKE SHORE LNDG, 2020, ALPHARETTA, GA 30005-6987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LAKE RING DR, WINTER HAVEN, FL 33884-1438

Mortgage

Document Number	0011955829
Date	Oct 27, 2021
Instrument	11955/829

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,056.00 (-15.36%) Homeowner's exemption	$346,471 (-3.8%) Land $92,000 Building $254,471	$346,471 (-3.8%) Land $92,000 Building $254,471
2023	$4,792.00 (-1.76%) Homeowner's exemption	$360,152 (-0.99%) Land $90,000 Building $270,152	$360,152 (-0.99%) Land $90,000 Building $270,152
2022	$4,878.00 Homeowner's exemption	$363,762 Land $76,000 Building $287,762	$363,762 Land $76,000 Building $287,762

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.