Madison County property record for 115 Kirk Cir, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,268 sqft · built 1965 |
| Lot Size | 0.414 acres (18,033 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,022 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051B-09C-013 |
| Primary APN | 051B-09C-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Adjusted Area |
| Gross Area | 1,131 sqft |
| 1st Floor Area | 1,131 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,033 sqft (0.414 acres) |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|
| Account Number | 443 |
|---|---|
| Street Address | 115 KIRK CIR |
| City | FLORA |
| State | MS |
| Zip | 39071-9346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 PATSY ANN PART 1 A@119 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 09 |
| Legal Subdivision | PATSY ANN PT 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 30302 |
115 Kirk Cir is owned by an individual who acquired it in January 2026.
Source: Madison County records, as of February 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 242, FLORA, MS 39071-0242 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Apr 24, 2020 | Deed of Trust, Mortgage RICHARD E MCCRAW |
| Apr 24, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Jan 10, 2018 | Warranty Deed, Transfer · FHA Mortgage ORIGIN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2026 |
| Deed Sale | Jan 27, 2026 |
| Prior Sale | Jan 27, 2026 |
| Deed Document Number | 20261044875 |
| Deed Book / Page | 4641 / 462 |
| Prior Transfer Date | Mar 9, 2022 |
| Prior Transfer Doc | 0000952148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 14, 2022 |
| Property Address | 115 KIRK CIR, FLORA, MS 39071-9346 |
| Document Number | 004182/123 |
| Book / Page | 4182 / 123 |
| Map Reference | CAB A SL 119 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 952560 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 SECOND ST, FLORA, MS 39071-8909 |
| Name | Verified Name |
|---|---|
| Address | 212 SECOND ST, FLORA, MS 39071-8909 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 115 KIRK CIR, FLORA, MS 39071-9346 |
| Document Number | 0000890158 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 115 KIRK CIR FLORA MS 390719346, FLORA, MS 39071-9346 |
| Document Number | 0000890158 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 003847/000175 |
| Instrument | 890158 |
| Name | RICHARD E MCCRAW |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Apr 30, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 24, 2020 |
| Property Address | 115 KIRK CIR, FLORA, MS 39071-9346 |
| Document Number | 0000889671 |
| Book / Page | 003844 / 000068 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 889671 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 KIRK CIR FLORA MS 390719346, FLORA, MS 39071-9346 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jan 10, 2018 |
| Property Address | 115 KIRK CIR, FLORA, MS 39071-9346 |
| Document Number | 0000831296 |
| Book / Page | 003560 / 000942 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 831296 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | RUCKETT LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 KIRK CIR FLORA MS 390719346, FLORA, MS 39071-9346 |
| Document Number | 831297 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 003560/000944 |
| Instrument | 831297 |
| Name | ORIGIN BK |
|---|---|
| Address | MONROE, LA 71201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2048 |
The 2025 property tax bill for 115 Kirk Cir was $1,022.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,022.00 | $8,364 | $55,760 Land $24,000 Building $31,760 |
| 2024 | $1,022.00 | ||
| 2023 | $1,022.00 | $8,364 | $55,760 Land $24,000 Building $31,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Kirk Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Kirk Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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