Madison County property record for 114 Kirk Cir, Flora, MS 39071 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,211 sqft · built 1999 |
| Lot Size | 0.256 acres (11,155 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,540 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051B-09C-016/01 |
| Primary APN | 051B-09C-016/01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,211 sqft Adjusted Area |
| Gross Area | 1,170 sqft |
| 1st Floor Area | 1,170 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,155 sqft (0.256 acres) |
| Utility Building | 88 sqft |
| Cooling System | Central |
|---|
| Account Number | 446 |
|---|---|
| Street Address | 114 KIRK CIR |
| City | FLORA |
| State | MS |
| Zip | 39071-9348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 PATSY ANN PART 1 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 09 |
| Legal Subdivision | PATSY ANN PT 1 |
| Legal Lot Number | 6 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 30302 |
Source: Madison County records · APN 051B-09C-016/01
Assessment roll updated November 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 242, FLORA, MS 39071-0242 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Jul 12, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 27, 2019 | Grant Deed, Transfer WINTRUST MTG |
| Jan 02, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2026 |
| Deed Sale | Jan 27, 2026 |
| Prior Sale | Jan 27, 2026 |
| Deed Document Number | 20261044875 |
| Deed Book / Page | 4641 / 462 |
| Prior Transfer Date | Jan 23, 2026 |
| Prior Transfer Doc | 0001044874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 114 KIRK CIR, FLORA, MS 39071-9348 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 114 KIRK CIR, FLORA, MS 39071-9348 |
| Document Number | 0004333/81 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 4333/81 |
| Instrument | 982490 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 114 KIRK CIR, FLORA, MS 39071-9348 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 114 KIRK CIR, FLORA, MS 39071-9348 |
| Document Number | 00004195/1 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 4195/1 |
| Instrument | 954712 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 114 KIRK CIR, FLORA, MS 39071-9348 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 114 KIRK CIR, FLORA, MS 39071-9348 |
| Document Number | 4067/196 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 4067/196 |
| Instrument | 930988 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 27, 2019 |
| Property Address | 114 KIRK CIR, FLORA, MS 39071-9348 |
| Document Number | 0000861016 |
| Book / Page | 003703 / 000651 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 861016 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2019 |
| Title Company | ADVANTAGE CLOSING AND ESCROW, ADVANTAGE CLOSING & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 114 KIRKWOOD CIR FLORA MS 39071, FLORA, MS 39071 |
| Document Number | 861017 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 003703/000655 |
| Instrument | 861017 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 26, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jan 02, 2019 |
| Property Address | 114 KIRK CIR, FLORA, MS 39071-9348 |
| Document Number | 0000856268 |
| Book / Page | 003679 / 000581 |
| Instrument Date | Dec 07, 2018 |
| Instrument | 856268 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 201 COUNTRY PLACE PKWY #B PEARL MS 392086689, B, PEARL, MS 39208-6689 |
Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,540.00 | $12,600 (-) | $84,000 (-) Land $24,000 Building $60,000 |
| 2024 | $1,540.00 | ||
| 2023 | $1,540.00 | $12,600 | $84,000 Land $24,000 Building $60,000 |
Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890303022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force 1 of 13 on primary residences |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014, rainfall accumulation |
| Wildfire Risk | Low above 32% of the US · above 15% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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