Madison County property record for 106 Kirk Cir, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,470 sqft · built 1964 |
| Lot Size | 0.214 acres (9,336 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $444 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 051B-09C-020 |
| Primary APN | 051B-09C-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,470 sqft Adjusted Area |
| Gross Area | 1,371 sqft |
| 1st Floor Area | 1,371 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,336 sqft (0.214 acres) |
| Porch | Slab |
| Porch Area | 120 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|
| Account Number | 450 |
|---|---|
| Street Address | 106 KIRK CIR |
| City | FLORA |
| State | MS |
| Zip | 39071-9348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 PATSY ANN PART 1 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 09 |
| Legal Subdivision | PATSY ANN PT 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 30302 |
106 Kirk Cir is owned and occupied by an individual who acquired it in January 2026.
Source: Madison County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 242, FLORA, MS 39071-0242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2026 |
| Deed Sale | Jan 27, 2026 |
| Prior Sale | Jan 27, 2026 |
| Deed Document Number | 20261044875 |
| Deed Book / Page | 4641 / 462 |
| Prior Transfer Date | Jan 23, 2026 |
| Prior Transfer Doc | 0001044874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 106 KIRK CIR, FLORA, MS 39071-9348 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 106 KIRK CIR, FLORA, MS 39071-9348 |
| Document Number | 004606/172 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 4606/172 |
| Instrument | 1036602 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 106 Kirk Cir was $444 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $444.00 Homeowner's exemption | $5,456 | $54,560 Land $19,200 Building $35,360 |
| 2024 | $444.00 | ||
| 2023 | $444.00 Homeowner's exemption | $5,456 | $54,560 Land $19,200 Building $35,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Kirk Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Kirk Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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