96 James Dr, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 96 James Dr, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	2,044 sqft · built 1968
Lot Size	0.947 acres (41,251 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (May 2018)
Tax Bill	$12,862 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00758-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`11-00758-0000-00001`
Alternative APN	`110075800001`

Interior

Building Area	2,044 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	41,251 sqft (0.947 acres)
Lot Dimensions	275 ft deep x 150 ft wide

Location & Zoning

Street Address	96 JAMES DR
City	RINGWOOD
State	NJ
Zip	07456-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGH POINT HOMES INC SEC 01
Legal Block	758
Legal Lot Number	1
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	1
Census Block	1012
Census Tract	216701

Owner

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	96 JAMES DR, RINGWOOD, NJ 07456-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 7, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 19, 2017	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2018 · Amount on Record
Deed Sale	May 7, 2018 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	201820364
Deed Book / Page	3303 / 96
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	96 JAMES DR, RINGWOOD, NJ 07456-2726
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	RIVER EDGE TITLE AGENCY LLC, RIVER EDGE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040165
Date	Jun 17, 2021
Book Page	M17212/261
Instrument	2021040165

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 7, 2018
Property Address	96 JAMES DR, RINGWOOD, NJ 07456-2726
Document Number	0000020364
Book / Page	D3303 / 0096
Instrument Date	Apr 20, 2018
Instrument	2018020364
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	BUILDERS TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	883 WOODFIELD RD, 883, FRANKLIN LAKES, NJ 07417-1122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 JAMES DR, RINGWOOD, NJ 07456-2726

Mortgage

Document Number	0000020367
Date	May 7, 2018
Instrument	2018020367

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 19, 2017
Property Address	96 JAMES DR, RINGWOOD, NJ 07456-2726
Document Number	0000061523
Book / Page	003211 / 000011
Instrument Date	Dec 18, 2017
Instrument	61523
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$251.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	883 WOODFIELD RD FRANKLIN LAKES NJ 074171122, FRANKLIN LAKES, NJ 07417-1122

Tax Assessment & Valuation

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,000 (-) Land $148,500 Building $153,500	$302,000 (-) Land $148,500 Building $153,500
2025	$12,862.00 (+2.31%)	$302,000 (-) Land $148,500 Building $153,500	$302,000 (-) Land $148,500 Building $153,500
2024	$12,572.00 (+4.99%)
2023		$302,000 Land $148,500 Building $153,500	$302,000 Land $148,500 Building $153,500
2022	$11,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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