115 Harding Ave, Mount Ephraim, NJ 08059 Property Records

Camden County and Mount Ephraim Borough property record for 115 Harding Ave, Mount Ephraim, NJ 08059

Property Summary

Property Type	Single Family Home
Details	1,148 sqft · built 1981
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,500 (May 2023)
Tax Bill	$8,029 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-00097-0000-00003-04`

Property Details

APN / Parcel Number

Primary APN	`25-00097-0000-00003-04`
Alternative APNs	`25000970000000030004` `2500097000000003C`

Interior

Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	2500097000000003C
Street Address	115 HARDING AVE
City	MOUNT EPHRAIM
State	NJ
Zip	08059-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	97
Legal Lot Number	3.4
Jurisdiction	CAMDEN NJ
Township / Civil Division	MOUNT EPHRAIM
Census Block Group	2
Census Block	2008
Census Tract	605400

Owner

Source: Camden County and Mount Ephraim Borough records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Jul 5, 2022	Deed, Transfer HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Deed Document Number	202334139
Deed Book / Page	12356 / 155
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	May 23, 2023
Property Address	115 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Document Number	0000034139
Book / Page	12356 / 155
Instrument Date	Mar 29, 2023
Instrument	2023034139
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	CITY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,422.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 S BROAD ST # ST2D, ST2D, WOODBURY, NJ 08096-4627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	I15 HARDING AVENUE, MOUNT EPHRAIM, NJ 08059

Mortgage

Document Number	0012356161
Date	May 23, 2023
Instrument	12356/161

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jul 5, 2022
Property Address	115 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Document Number	0000065929
Book / Page	12129 / 208
Instrument Date	Jun 17, 2022
Instrument	2022065929
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 HEIGHTS TER, 134, MIDDLETOWN, NJ 07748-3422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 S BROAD ST # 2D, 2D, WOODBURY, NJ 08096-4627

Tax Assessment & Valuation

Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Mount Ephraim Borough
Unified School District	Mount Ephraim Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,100 (-) Land $38,400 Building $111,700	$150,100 (-) Land $38,400 Building $111,700
2025	$8,029.00 (+2.38%)	$150,100 (+9.01%) Land $38,400 Building $111,700	$150,100 (+9.01%) Land $38,400 Building $111,700
2024	$7,842.00 (+13.52%)
2023		$137,700 Land $38,400 Building $99,300	$137,700 Land $38,400 Building $99,300
2022	$6,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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