113 Harding Ave, Mount Ephraim, NJ 08059 Property Records

Camden County and Mount Ephraim Borough property record for 113 Harding Ave, Mount Ephraim, NJ 08059

Property Summary

Property Type	Single Family Home
Details	2,576 sqft · built 1996
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,500 (Mar 2019)
Tax Bill	$9,195 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-00097-0000-00003-02`

Property Details

APN / Parcel Number

Primary APN	`25-00097-0000-00003-02`
Alternative APNs	`25000970000000030002` `2500097000000003A`

Interior

Stories	1 Story
Building Area	2,576 sqft Living Area
1st Floor Area	2,576 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2500097000000003A
Street Address	113 HARDING AVE
City	MOUNT EPHRAIM
State	NJ
Zip	08059-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EXEMPT 2001
Legal Block	97
Legal Lot Number	3.2
Jurisdiction	CAMDEN NJ
Township / Civil Division	MOUNT EPHRAIM
Census Block Group	2
Census Block	2008
Census Tract	605400

Owner

Source: Camden County and Mount Ephraim Borough records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU
Nov 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 4, 2019	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	Oct 10, 2014 · Amount on Record
Deed Document Number	201915510
Deed Book / Page	11082 / 248
Last Transfer Date	Oct 11, 2021
Transfer Doc	0000097639
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	113 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028123
Date	May 2, 2024
Book Page	12572/222
Instrument	2024028123

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2039

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN NJ
Recording Date	Nov 8, 2021
Property Address	113 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Document Number	0000097639
Book / Page	11890 / 721
Instrument Date	Aug 19, 2021
Instrument	2021097639
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	TUMKEY TITLE LLC, TURNKEY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529

Mortgage

Document Number	0011890728
Date	Nov 8, 2021
Instrument	11890/728

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Mar 4, 2019
Property Address	113 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Document Number	0000015510
Book / Page	11082 / 0248
Instrument Date	Feb 8, 2019
Instrument	2019015510
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$985.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 HARDING AVE, 113, MOUNT EPHRAIM, NJ 08059-1529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529

Mortgage

Document Number	0000015511
Date	Mar 4, 2019
Instrument	2019015511

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Mount Ephraim Borough
Unified School District	Mount Ephraim Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,900 (-) Land $40,500 Building $131,400	$171,900 (-) Land $40,500 Building $131,400
2025	$9,195.00 (+2.38%)	$171,900 (-) Land $40,500 Building $131,400	$171,900 (-) Land $40,500 Building $131,400
2024	$8,981.00 (+4.14%)
2023		$171,900 Land $40,500 Building $131,400	$171,900 Land $40,500 Building $131,400
2022	$8,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures