105 Harding Ave, Mount Ephraim, NJ 08059 Property Records

Camden County and Mount Ephraim Borough property record for 105 Harding Ave, Mount Ephraim, NJ 08059

Property Summary

Property Type	Single Family Home
Details	1,087 sqft · built 1950
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$215,500 (Apr 2023)
Tax Bill	$7,120 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00097-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`25-00097-0000-00002`
Alternative APN	`250009700002`

Interior

Stories	1 Story
Building Area	1,087 sqft Living Area
1st Floor Area	1,087 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	105 HARDING AVE
City	MOUNT EPHRAIM
State	NJ
Zip	08059-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LINWOOD TR SEC 19
Legal Block	97
Legal Lot Number	2
Jurisdiction	CAMDEN NJ
Township / Civil Division	MOUNT EPHRAIM
Census Block Group	2
Census Block	2008
Census Tract	605400

Owner

105 Harding Ave is owned and occupied by an individual who bought it in April 2023.

Source: Camden County and Mount Ephraim Borough records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	105 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Sep 29, 2006 · Amount on File
Deed Document Number	202328124
Deed Book / Page	12337 / 1965
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Apr 25, 2023
Property Address	105 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Document Number	0000028124
Book / Page	12337 / 1965
Instrument Date	Mar 10, 2023
Instrument	2023028124
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,055.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1056 BARNESVILLE DR, BARNESVILLE, PA 18214-2234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1528

Mortgage

Document Number	0123371971
Date	Apr 25, 2023
Instrument	12337/1971

Lender

Name	NATION ONE MORTGAGE
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 105 Harding Ave was $7,120, up 2.4% from the year before.

Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Mount Ephraim Borough
Unified School District	Mount Ephraim Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,100 (-) Land $38,400 Building $94,700	$133,100 (-) Land $38,400 Building $94,700
2025	$7,120.00 (+2.39%)	$133,100 Land $38,400 Building $94,700	$133,100 Land $38,400 Building $94,700
2024	$6,954.00
2023		$133,100 Land $38,400 Building $94,700	$133,100 Land $38,400 Building $94,700
2022	$6,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Harding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 105 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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