Monterey County property record for 115 Fourth St, Spreckels, CA 93962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,644 sqft · built 2010 |
| Lot Size | 0.139 acres (6,089 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Mar 2010) |
| Tax Bill | $7,710 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 177-054-021-000 |
| Primary APN | 177-054-021-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,089 sqft (0.139 acres) |
| Garage Type | Attached |
| Old Parcel Number | 177-054-021 |
|---|---|
| Street Address | 115 FOURTH ST |
| City | SPRECKELS |
| State | CA |
| Zip | 93962-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF SPRECKELS LOT 15 BLK N |
| Legal Subdivision | TOWN OF SPRECKELS |
| Legal Block | N |
| Legal Lot Number | 15 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SALINAS |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 10606 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 7405, SPRECKELS, CA 93962-7405 |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2010 · Amount on Record |
| Deed Sale | Mar 31, 2010 · Amount on Record |
| Deed Document Number | 201017797 |
| Last Transfer Date | Feb 1, 2016 |
| Transfer Doc | 0000007631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 115 FOURTH ST, SPRECKELS, CA 93962-2412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000037491 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020037491 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2045 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Elementary School District | Spreckels Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $599,054 (+2%) Land $296,235 Building $302,819 | |
| 2025 | $7,710.00 (+13.1%) | $587,309 (+4.04%) Land $290,427 Building $296,882 |
| 2023 | $6,817.00 (-0.55%) | $564,504 Land $279,150 Building $285,354 |
| 2022 | $6,855.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (1998–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TASCO SPRECKELS WATER COMPANY private · serves 672 people · EPA ID CA2710023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Also Mapped Here | CWSC SALINAS HILLS |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: AT&T, GeoLinks, Verizon.
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