108 Fourth St, Spreckels, CA 93962 Property Records

Monterey County property record for 108 Fourth St, Spreckels, CA 93962

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,503 sqft · built 2010
Lot Size0.142 acres (6,202 sqft)
OwnerIndividual Name on Record
Last Sale$985,000 (Dec 2021)
Tax Bill$13,065 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN177-051-015-000

Property Details

APN / Parcel Number

Primary APN177-051-015-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,503 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Architectural StyleOther
Construction TypeWood
Lot Area6,202 sqft (0.142 acres)
Garage TypeDetached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address108 FOURTH ST
CitySPRECKELS
StateCA
Zip93962-2412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN OF SPRECKELS LOT 8 BLK O
Legal SubdivisionTOWN OF SPRECKELS
Legal BlockO
Legal Lot Number8
JurisdictionMONTEREY CA
Township / Civil DivisionSALINAS
Census Block Group1
Census Block1088
Census Tract10606

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 7693, SPRECKELS, CA 93962-7693
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2021 · Amount on Record
Deed SaleDec 17, 2021 · Amount on Record
Prior SaleApr 7, 2015 · Amount on Record
Deed Document Number2021084340
Record UpdatedJun 8, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateDec 17, 2021
Property Address108 FOURTH ST, SPRECKELS, CA 93962-2412
Document Number0000084340
Map ReferenceVOL 1 PG 71
Instrument DateDec 16, 2021
Instrument2021084340
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address813 IVERSON ST, SALINAS, CA 93901-1815

Mortgage

Document Number0000084341
DateDec 17, 2021
Instrument2021084341
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Secondary School DistrictSalinas Union High School District (07 - 12)
Elementary School DistrictSpreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$13,065.00 (+11.93%)$1,045,289 (+4.04%) Land $504,073 Building $541,216
2023$11,672.00 (-0.59%)$1,004,700 Land $484,500 Building $520,200
2022$11,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims3 (1998–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTASCO SPRECKELS WATER COMPANY
private · serves 672 people · EPA ID CA2710023
Water SourceGroundwater
Last State InspectionDec 2023
Also Mapped HereCWSC SALINAS HILLS
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250

May also be available: AT&T, GeoLinks, Verizon.

Nearby Properties on Fourth St

Nearby Streets

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