103 Fourth St, Spreckels, CA 93962 Property Records

Monterey County property record for 103 Fourth St, Spreckels, CA 93962 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,174 sqft · built 2000
Lot Size	0.148 acres (6,480 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2008)
Tax Bill	$7,011 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`177-054-013-000`

Property Details

APN / Parcel Number

Primary APN	`177-054-013-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,174 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,480 sqft (0.148 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	103 FOURTH ST
City	SPRECKELS
State	CA
Zip	93962-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 22 SUR MAPS PG 6 LOT A 6,480 SQ FT
Legal Lot Number	6
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1086
Census Tract	10606

Owner

Source: Monterey County records · APN 177-054-013-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	103 FOURTH ST, SPRECKELS, CA 93962-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2008 · Amount on Record
Deed Sale	Jul 25, 2008 · Amount on Record
Prior Sale	Jul 25, 2008 · Amount on Record
Deed Document Number	0000048319
Last Transfer Date	Sep 30, 2010
Transfer Doc	0000055272
Record Updated	Jun 07, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	103 FOURTH ST, SPRECKELS, CA 93962-2412
Transaction Type	Mortgage
Record Updated	Oct 10, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 FOURTH ST, SPRECKELS, CA 93962-2412

Mortgage

Document Number	0000039646
Date	Sep 27, 2022
Instrument	2022039646

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Spreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,011.00 (+9.92%)	$568,115 (+4.04%) Land $220,932 Building $347,183
2023	$6,378.00 (+2.71%)	$546,055 Land $212,353 Building $333,702
2022	$6,210.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530106061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (1998–2023)
Most Recent Claim	Mar 2023, rainfall accumulation, Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Cruzio Internet	Fixed Wireless (unlicensed)	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250

May also be available at this address: Verizon, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.