Madison County property record for 115 Essen Ln, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 2,655 sqft · built 2016 |
| Lot Size | 0.223 acres (9,752 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,675 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D-20-521 |
| Primary APN | 082D-20-521 |
|---|---|
| Alternative APN |
|
| Building Area | 2,655 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,197 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 9,752 sqft (0.223 acres) |
| Patio Area | 144 sqft |
| Account Number | 55220 |
|---|---|
| Street Address | 115 ESSEN LN |
| City | MADISON |
| State | MS |
| Zip | 39110-6642 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | PUD |
| Legal Description | LOT 241 STILLHOUSE CREEK PHASE 11 |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 20 |
| Legal Subdivision | STILLHOUSE CREEK PHASE 11 |
| Legal Phase | 11 |
| Legal Lot Number | 241 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 30401 |
115 Essen Ln is owned by a company that acquired it in February 2024.
Source: Madison County records, as of December 2, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 114 STACY CV, MADISON, MS 39110-8964 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2024 | Quit Claim Deed, Transfer Quitclaim |
| May 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Oct 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF MERID |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2024 |
| Deed Sale | Feb 7, 2024 |
| Prior Sale | May 9, 2023 · Amount on File |
| Deed Document Number | 2024998708 |
| Deed Book / Page | 4408 / 436 |
| Prior Transfer Date | Feb 1, 2024 |
| Prior Transfer Doc | 004408/436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Feb 7, 2024 |
| Property Address | 115 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 004408/436 |
| Book / Page | 4408 / 436 |
| Map Reference | CAB F SL 22 A&B |
| Instrument Date | Feb 1, 2024 |
| Instrument | 998708 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 ESSEN LN, MADISON, MS 39110-6642 |
| Name | Verified Name |
|---|---|
| Address | 114 STACY CV, MADISON, MS 39110-8964 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 9, 2023 |
| Property Address | 115 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 004328/769 |
| Book / Page | 4328 / 769 |
| Map Reference | CAB F SL 22 A&B |
| Instrument Date | May 8, 2023 |
| Instrument | 981758 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 818 CANNON AVE, BENTONIA, MS 39040-9391 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 0000981759 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 981759 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.02% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.02% |
| Max Rate At Change | 10% |
| Index | 1-Year T-Bill |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 11, 2021 |
| Property Address | 115 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 004115/457 |
| Book / Page | 4115 / 457 |
| Map Reference | CAB F SL 22A&B |
| Instrument Date | Oct 8, 2021 |
| Instrument | 941456 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 WINDSOR HILLS DR, MADISON, MS 39110-6310 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 0000941457 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 941457 |
| Name | THE CITIZENS NATIONAL BANK OF MERID |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
The 2025 property tax bill for 115 Essen Ln was $3,675, up 70.9% from the year before.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,675.00 (+70.93%) | $35,799 | $238,660 Land $40,000 Building $198,660 |
| 2024 | $2,150.00 | ||
| 2023 | $2,150.00 Homeowner's exemption | $23,866 | $238,660 Land $40,000 Building $198,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Essen Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Essen Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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