Madison County property record for 119 Essen Ln, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 2,161 sqft · built 2016 |
| Lot Size | 0.223 acres (9,726 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,196 (Aug 2026) |
| Tax Bill | $3,086 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D-20-523 |
| Primary APN | 082D-20-523 |
|---|---|
| Alternative APN |
|
| Building Area | 2,161 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,759 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 9,726 sqft (0.223 acres) |
| Account Number | 55222 |
|---|---|
| Street Address | 119 ESSEN LN |
| City | MADISON |
| State | MS |
| Zip | 39110-6642 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | PUD |
| Legal Description | LOT 243 STILLHOUSE CREEK PH 11 |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 20 |
| Legal Subdivision | STILLHOUSE CREEK PHASE 11 |
| Legal Phase | 11 |
| Legal Lot Number | 243 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 30401 |
Source: Madison County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 119 ESSEN LN, MADISON, MS 39110-6642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Aug 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Apr 6, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 6, 2017 | Warranty Deed, Subdivision Related Transfer BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | Apr 6, 2020 |
| Deed Document Number | 20261056632 |
| Deed Book / Page | 4713 / 147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 3, 2026 |
| Property Address | 119 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 0001056632 |
| Book / Page | 4713 / 147 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20261056632 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 0001056633, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 20261056633 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.81% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 3, 2026 |
| Property Address | 119 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 0001056632 |
| Book / Page | 4713 / 147 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20261056632 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 0001056633, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 20261056633 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 6, 2020 |
| Property Address | 119 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 0000888564 |
| Book / Page | 003836 / 000637 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 888564 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 119 ESSEN LN MADISON MS 391106642, MADISON, MS 39110-6642 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 6, 2017 |
| Property Address | 119 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 0000807478 |
| Book / Page | 003451 / 000569 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 807478 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 BRISCO ST MADISON MS 391104601, MADISON, MS 39110-4601 |
| Document Number | 807479 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 003451/000572 |
| Instrument | 807479 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 5, 2047 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,086.00 | $30,057 (-) | $200,380 (-) Land $40,000 Building $160,380 |
| 2024 | $3,086.00 | ||
| 2023 | $3,086.00 | $30,057 | $200,380 Land $40,000 Building $160,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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