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103 Essen Ln, Madison, MS 39110 Property Records

Madison County property record for 103 Essen Ln, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details2,572 sqft · built 2017
OwnerIndividual Name on Record
Tax Bill$1,974 (2025)
Deeds & MortgagesMay 2019 Mortgage
Aug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN082D-19-431

Property Details

APN / Parcel Number

Primary APN082D-19-431
Alternative APN
  • 55199

Interior

Building Area2,572 sqft Adjusted Area
1st Floor Area2,044 sqft

Exterior

Year BuiltBuilt 2017

Location & Zoning

Account Number55199
Street Address103 ESSEN LN
CityMADISON
StateMS
Zip39110-6642
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodePUD
Legal DescriptionLOT 220 STILLHOUSE CREEK PHASE 11
Legal Range02E
Legal Township08N
Legal Section19
Legal SubdivisionSTILLHOUSE CREEK PHASE 11
Legal Phase11
Legal Lot Number220
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group3
Census Block3061
Census Tract30401

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 ESSEN LN, MADISON, MS 39110-6642
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2019Warranty Deed, Subdivision Related Transfer
RENAISSANCE CMNTY LN FND
Aug 30, 2018Loan Modification, Mortgage
COMMUNITY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2019
Deed SaleMay 10, 2019
Deed Document Number0003718216
Deed Book / Page3718 / 216
Record UpdatedJun 8, 2026

May 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateMay 10, 2019
Property Address103 ESSEN LN, MADISON, MS 39110-6642
Document Number0000863624
Book / Page003718 / 000216
Instrument DateApr 30, 2019
Instrument863624
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ESSEN LN MADISON MS 39110, MADISON, MS 39110

Mortgage

Document Number863629
DateMay 10, 2019
Book Page003718/000236
Instrument863629
Lender
NameRENAISSANCE CMNTY LN FND
AddressGULFPORT, MS 39501
Agreement
AmountAmount Recorded

Mortgage

Document Number863626,
DateMay 10, 2019
Book Page003718/000220
Instrument863626
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 9, 2049

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON MS
Property Address103 ESSEN LN, MADISON, MS 39110-6642
Document Number0000847331
Instrument DateAug 30, 2018
Transaction TypeMortgage
Record UpdatedSep 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address198 CHARMANT PL #3 RIDGELAND MS 391574359, 3, RIDGELAND, MS 39157-4359

Mortgage

Document Number0000847331
DateSep 7, 2018
Book Page003645/000095
Instrument847331
Lender
NameCOMMUNITY BK
TypeBank
AddressBRANDON, MS 39042
Agreement
Term12 Months
DueSep 6, 2019

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,974.00 (+2.28%) Homeowner's exemption$22,148 (+1.98%)$221,480 (+1.98%) Land $40,000 Building $181,480
2024$1,930.00
2023$1,930.00 Homeowner's exemption$21,718$217,180 Land $40,000 Building $177,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
NETSPEEDMS
Fixed Wireless		499 / 285
Verizon
Fixed Wireless		300 / 20

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