115 E Water St, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 115 E Water St, Olean, NY 14760 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1910
Square Footage1,735 sqft Living Area
Lot Size2,904 sqft (0.066 acres)
OccupancyOwner Occupied
Last Sale$80,000 (2016)
Tax Bill$2,337.00 (2025)

Property Details

APN / Parcel Number

Primary APN041200 94.041-3-47
Alternative APNs
  • 120009404100030470000000
  • 065140

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,735 sqft Living Area
1st Floor944 sqft 1st Floor
2nd Floor791 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area2,904 sqft (0.066 acres)
Depth X Width66 ft x 44 ft Depth x Width
Porch Area403 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number065140
Street Address115 E WATER ST
CityOLEAN
StateNY
Zip14760-1418
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number47.000
JurisdictionCATTARAUGUS NY
Minor Civil DivisionOLEAN
Census Blockgroup2
Census Block2045
Census Tract961500

Owner

Source: Cattaraugus County and Olean City records · APN 041200 94.041-3-47

Assessment roll updated April 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address115 E WATER ST, OLEAN, NY 14760-1418
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2024Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage
USDA
Jul 24, 2023Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2016 · Amount on Record
Deed SaleAug 22, 2016 · Amount on Record
Prior SaleNov 24, 2009 · Amount on Record
Deed Book / Page26219 / 9001
Last Transfer DateJul 17, 2023
Transfer Doc0000010628
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATTARAUGUS NY
Property Address115 E WATER ST, OLEAN, NY 14760-1418
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001980
DateFeb 09, 2024
Instrument202401980
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term265 Months
DueMar 01, 2046

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCATTARAUGUS NY
Recording DateJul 24, 2023
Property Address115 E WATER ST, OLEAN, NY 14760-1418
Document Number0000010628
Instrument DateJul 17, 2023
Instrument202310628
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 E WATER ST, OLEAN, NY 14760-1418

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
MunicipalityOlean City
Unified School DistrictOlean City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,337.00 (+1.65%)$60,900 (-) Land $3,200 Building $57,700$85,775 (+9.86%) Land $4,507 Building $81,268
2024$2,299.00 (+35.24%)
2023$1,700.00$60,900 (-) Land $3,200 Building $57,700$78,077 (+8.97%) Land $4,103 Building $73,974
2022$60,900 Land $3,200 Building $57,700$71,647 Land $3,765 Building $67,882

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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