109 E Water St, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 109 E Water St, Olean, NY 14760 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1910
Square Footage	1,323 sqft Living Area
Lot Size	3,920 sqft (0.09 acres)
Occupancy	Owner Occupied
Last Sale	$30,000 (1997)
Tax Bill	$1,749.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`041200 94.041-3-48`
Alternative APNs	`120009404100030480000000` `065135`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,323 sqft Living Area
1st Floor	987 sqft 1st Floor
2nd Floor	336 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	3,920 sqft (0.09 acres)
Depth X Width	131 ft x 66 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	336 sqft Garage
Porch Area	98 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	065135
Street Address	109 E WATER ST
City	OLEAN
State	NY
Zip	14760-1418
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	48.000
Jurisdiction	CATTARAUGUS NY
Minor Civil Division	OLEAN
Census Blockgroup	2
Census Block	2045
Census Tract	961500

Owner

Source: Cattaraugus County and Olean City records · APN 041200 94.041-3-48

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 E WATER ST, OLEAN, NY 14760-1418
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 1997 · Amount on Record
Deed Sale	Aug 08, 1997 · Amount on Record
Prior Sale	Aug 06, 1997 · Amount on Record
Deed Book / Page	967 / 391
Last Transfer Date	Dec 18, 2025
Transfer Doc	0000015337
Record Refreshed	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Dec 22, 2025
Property Address	109 E WATER ST, OLEAN, NY 14760-1418
Document Number	0000015337
Instrument Date	Dec 18, 2025
Instrument	202515337
Transaction Type	Transfer
Record Updated	Feb 04, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E WATER ST, OLEAN, NY 14760-1418

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
Municipality	Olean City
Unified School District	Olean City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,749.00 (+63.15%) Homeowner's exemption	$43,500 (-) Land $700 Building $42,800	$61,268 (+4.23%) Land $986 Building $60,282
2024	$1,072.00 Homeowner's exemption	$43,500 (-) Land $700 Building $42,800	$58,784 (+5.41%) Land $946 Building $57,838
2023		$43,500 Land $700 Building $42,800	$55,769 Land $897 Building $54,872

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.