121 E Water St, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 121 E Water St, Olean, NY 14760 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1910
Square Footage1,152 sqft Living Area
Lot Size5,280 sqft (0.121 acres)
OccupancyOwner Occupied
Last Sale$24,000 (2019)
Tax Bill$5,260.00 (2025)

Property Details

APN / Parcel Number

Primary APN041200 94.041-3-7
Alternative APNs
  • 120009404100030070000000
  • 065150

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,152 sqft Living Area
1st Floor576 sqft 1st Floor
2nd Floor576 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional Style
Exterior MaterialComposition/Composite Exterior
Lot Area5,280 sqft (0.121 acres)
Depth X Width66 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area484 sqft Garage
Porch Area412 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number065150
Street Address121 E WATER ST
CityOLEAN
StateNY
Zip14760-1418
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number7.000
JurisdictionCATTARAUGUS NY
Minor Civil DivisionOLEAN
Census Blockgroup2
Census Block2045
Census Tract961500

Owner

Source: Cattaraugus County and Olean City records · APN 041200 94.041-3-7

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address121 E WATER ST, OLEAN, NY 14760-1418
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Stand Alone Refinance
HAMLIN BANK & TRUST COMPANY
Dec 04, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2019 · Amount on Record
Deed SaleDec 04, 2019 · Amount on Record
Prior SaleDec 04, 2019 · Amount on Record
Deed Book / Page2019 / 15806
Prior Transfer DateNov 15, 2010
Prior Transfer Doc0150783002
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATTARAUGUS NY
Property Address121 E WATER ST, OLEAN, NY 14760-1418
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202108309
DateJul 20, 2021
Instrument202108309
Lender
NameHAMLIN BANK & TRUST COMPANY
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueAug 01, 2041

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCATTARAUGUS NY
Recording DateDec 04, 2019
Property Address121 E WATER ST, OLEAN, NY 14760-1418
Document Number0000015806
Instrument DateDec 03, 2019
Instrument15806
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 MAPLE ST OLEAN NY 147601255, OLEAN, NY 14760-1255

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
MunicipalityOlean City
Unified School DistrictOlean City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,260.00 (+42.59%)$43,700 (-) Land $4,600 Building $39,100$61,549 (+9.86%) Land $6,479 Building $55,070
2024$3,689.00
2023$43,700 Land $4,600 Building $39,100$56,026 Land $5,897 Building $50,129

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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