Cape May County and Lower Township property record for 115 E Pacific Ave, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft · built 1940 |
| Lot Size | 0.086 acres (3,751 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $176,000 (Aug 2019) |
| Tax Bill | $2,645 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2021 Mortgage + 2 more |
| APN | 05-00085-0000-00061 |
| Primary APN | 05-00085-0000-00061 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 864 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 3,751 sqft (0.086 acres) |
| Lot Dimensions | 75 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 115 E PACIFIC AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-2633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L62 |
| Legal Block | 85 |
| Legal Lot Number | 61 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 21804 |
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 E PACIFIC AVE, VILLAS, NJ 08251-2633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage GREENTREE MORTGAGE CORP |
| Feb 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage GREENTREE MTG |
| Aug 6, 2019 | Grant Deed, Transfer · FHA Mortgage ALLIED MTG |
| Feb 21, 2019 | Grant Deed, Transfer PREMIUM TITLE INC, PREMIUM TITLE SVC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2019 · Amount on Record |
| Deed Sale | Aug 6, 2019 · Amount on Record |
| Prior Sale | Dec 30, 2002 · Amount on Record |
| Deed Document Number | 2019102265 |
| Deed Book / Page | 3869 / 35 |
| Prior Transfer Date | Dec 22, 2006 |
| Prior Transfer Doc | 0000000045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 115 E PACIFIC AVE, VILLAS, NJ 08251-2633 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000028275 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 6410/695 |
| Instrument | 2021028275 |
| Name | GREENTREE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 115 E PACIFIC AVE, VILLAS, NJ 08251-2633 |
| Document Number | 0064100695 |
| Instrument Date | Feb 18, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | SJS TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 115 E PACIFIC AVE VILLAS NJ 082512633, VILLAS, NJ 08251-2633 |
| Document Number | 0064100695 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 006410/000695 |
| Instrument | 28275 |
| Name | GREENTREE MTG |
|---|---|
| Type | Mortgage Company |
| Address | GIBBSBORO, NJ 08026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 6, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Aug 6, 2019 |
| Property Address | 115 E PACIFIC AVE, VILLAS, NJ 08251-2633 |
| Document Number | 0038690035 |
| Book / Page | 003869 / 000035 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 102265 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2019 |
| Title Company | GROUP 21 TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 E PACIFIC AVE VILLAS NJ 082512633, VILLAS, NJ 08251-2633 |
| Document Number | 60890534 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 006089/000534 |
| Instrument | 102266 |
| Name | ALLIED MTG |
|---|---|
| Type | Mortgage Company |
| Address | BALA CYNWYD, PA 19004 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Feb 21, 2019 |
| Property Address | 115 E PACIFIC AVE, VILLAS, NJ 08251-2633 |
| Document Number | 0038400056 |
| Book / Page | 003840 / 000056 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 84421 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2019 |
| Title Company | PREMIUM TITLE INC, PREMIUM TITLE SVC INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $56.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 222 W MAPLE AVE WILDWOOD NJ 082602308, WILDWOOD, NJ 08260-2308 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,700 (-) Land $68,000 Building $62,700 | $130,700 (-) Land $68,000 Building $62,700 | |
| 2025 | $130,700 (-) Land $68,000 Building $62,700 | $130,700 (-) Land $68,000 Building $62,700 | |
| 2024 | $2,645.00 (+4.71%) | ||
| 2023 | $130,700 Land $68,000 Building $62,700 | $130,700 Land $68,000 Building $62,700 | |
| 2022 | $2,526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 24 (1979–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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