Cape May County and Lower Township property record for 107 E Pacific Ave, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 628 sqft · built 1940 |
| Lot Size | 0.086 acres (3,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jun 2021) |
| Tax Bill | $1,977 (2024) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jun 2021 Sale & Mortgage |
| APN | 05-00085-0000-00063 |
| Primary APN | 05-00085-0000-00063 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 628 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 3,751 sqft (0.086 acres) |
| Lot Dimensions | 75 ft deep x 50 ft wide |
| Street Address | 107 E PACIFIC AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-2633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L64 |
| Legal Subdivision | WILDWOOD VILLAS SEC 01 |
| Legal Block | 85 |
| Legal Lot Number | 63 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 21804 |
107 E Pacific Ave is owned and occupied by an individual who bought it in June 2021.
Source: Cape May County and Lower Township records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 E PACIFIC AVE, VILLAS, NJ 08251-2633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2021 | Grant Deed, Transfer · Conventional Mortgage CARDINAL FIN'L |
| Jun 8, 2021 | Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2021 · Amount on File |
| Deed Sale | Jun 8, 2021 · Amount on File |
| Prior Sale | Aug 26, 2005 · Amount on File |
| Deed Document Number | 202128714 |
| Deed Book / Page | 3990 / 824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jun 8, 2021 |
| Property Address | 107 E PACIFIC AVE, VILLAS, NJ 08251-2633 |
| Document Number | 0039900824 |
| Book / Page | 003990 / 000824 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 28714 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | TITLE COMPANY/JERSEY, TITLE CO/JERSEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 E PACIFIC AVE VILLAS NJ 082512633, VILLAS, NJ 08251-2633 |
| Document Number | 64120476 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 006412/000476 |
| Instrument | 28715 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jun 8, 2021 |
| Property Address | 107 E PACIFIC AVE, VILLAS, NJ 08251-2633 |
| Document Number | 0000028714 |
| Book / Page | 3990 / 824 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2021028714 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 E PACIFIC AVE, VILLAS, NJ 08251-2633 |
| Document Number | 0000028715 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021028715 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,700 (-) Land $68,000 Building $29,700 | $97,700 (-) Land $68,000 Building $29,700 | |
| 2025 | $97,700 Land $68,000 Building $29,700 | $97,700 Land $68,000 Building $29,700 | |
| 2024 | $1,977.00 | ||
| 2023 | $97,700 Land $68,000 Building $29,700 | $97,700 Land $68,000 Building $29,700 | |
| 2022 | $1,888.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 107 E Pacific Ave; there have been 24 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 24 (1979–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 E Pacific Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures