Orange County property record for 115 E Ave San Gabriel, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,258 sqft · built 1989 |
| Lot Size | 0.119 acres (5,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (Nov 2018) |
| Tax Bill | $10,709 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 690-423-11 |
| Primary APN | 690-423-11 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,258 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 5,166 sqft (0.119 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 115 E AVENIDA SAN GABRIEL |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-3272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 851 BLK 15 LOT 14 |
| Legal Tract | 851 |
| Legal Block | 15 |
| Legal Lot Number | 14 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 42113 |
115 E Ave San Gabriel is owned and occupied by an individual who bought it in November 2018.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Nov 5, 2018 | Grant Deed, Transfer · ARM MUFG UNION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2018 · Amount on File |
| Deed Sale | Nov 5, 2018 · Amount on File |
| Prior Sale | Jan 30, 1998 · Amount on File |
| Deed Document Number | 2018400253 |
| Prior Transfer Date | Jun 14, 1996 |
| Prior Transfer Doc | 0000358658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 115 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3272 |
| Document Number | 0000070751 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 115 E AVENIDA SAN GABRIEL #3 SAN CLEMENTE CA 926723272, 3, SAN CLEMENTE, CA 92672-3272 |
| Document Number | 0000070751 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 70751 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 5, 2018 |
| Property Address | 115 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3272 |
| Document Number | 0000400253 |
| Map Reference | MB25 PG40&41 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 2018000400253 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE ORAG |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 115 E, SAN CLEMENTE, CA 92672 |
| Document Number | 0000400254 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 2018000400254 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
The 2025 property tax bill for 115 E Ave San Gabriel was $10,709.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,080,934 (+2%) Land $587,854 Building $493,080 | |
| 2025 | $10,709.00 | $1,059,740 Land $576,328 Building $483,412 |
| 2023 | $10,308.00 (+1.95%) | $1,018,590 Land $553,948 Building $464,642 |
| 2022 | $10,111.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 115 E Ave San Gabriel in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2000) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 E Ave San Gabriel is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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