Orange County property record for 202 E Ave San Gabriel, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 1973 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Apr 2010) |
| Tax Bill | $7,372 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-242-15 |
| Primary APN | 060-242-15 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Area | 661 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 202 E AVENIDA SAN GABRIEL |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-3229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 938 BLK LOT A TR 938 LOT A POR LOT -AS DESC IN DD 6656/838 OR- |
| Legal Subdivision | TRACT NO 938 |
| Legal Tract | 938 |
| Legal Lot Number | A |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 42113 |
202 E Ave San Gabriel is owned and occupied by two individuals who bought it in April 2010.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 202 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2019 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Mar 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2010 · Amount on File |
| Deed Sale | Apr 2, 2010 · Amount on File |
| Prior Sale | Jul 14, 1998 · Amount on File |
| Deed Document Number | 2010156093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 202 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000330200 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 2019000330200 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 202 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 202 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3229 |
| Document Number | 0000493161 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020000493161 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 202 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3229 |
| Document Number | 0000143292 |
| Instrument Date | Mar 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | ACT TITLE COMPANY INC, ACT TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 202 E AVENIDA SAN GABRIEL SAN CLEMENTE CA 926723229, SAN CLEMENTE, CA 92672-3229 |
| Document Number | 0000143292 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 143292 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2050 |
The 2025 property tax bill for 202 E Ave San Gabriel was $7,372 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $750,591 (+2%) Land $619,341 Building $131,250 | |
| 2025 | $7,372.00 Homeowner's exemption | $735,874 Land $607,197 Building $128,677 |
| 2023 | $7,093.00 (+1.95%) Homeowner's exemption | $707,300 Land $583,619 Building $123,681 |
| 2022 | $6,957.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 202 E Ave San Gabriel in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 E Ave San Gabriel is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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