111 E Ave San Gabriel, San Clemente, CA 92672 Property Records

Orange County property record for 111 E Ave San Gabriel, San Clemente, CA 92672

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,109 sqft · built 1990
Lot Size0.129 acres (5,600 sqft)
Owner2 Individual Names on File
Last Sale$845,000 (Apr 2014)
Tax Bill$10,397 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN690-423-09

Property Details

APN / Parcel Number

Primary APN690-423-09

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,109 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area5,600 sqft (0.129 acres)
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address111 E AVENIDA SAN GABRIEL
CitySAN CLEMENTE
StateCA
Zip92672-3223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 851 BLK 15 LOT 12
Legal SubdivisionTRACT NO 851
Legal Tract851
Legal Block15
Legal Lot Number12
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3006
Census Tract42113

Owner

111 E Ave San Gabriel is owned and occupied by two individuals who bought it in April 2014.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address111 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3223
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 9, 2019Trustee's Deed, Construction Loan · Construction Mortgage
DISCOVER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2014 · Amount on File
Deed SaleApr 11, 2014 · Amount on File
Prior SaleMar 18, 2013 · Amount on File
Deed Document Number2014138933
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address111 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3223
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3223

Mortgage

Document Number0000652776
DateOct 27, 2021
Instrument2021000652776
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateNov 1, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.37%
IndexOther
Max Rate7.37%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address111 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3223
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3223

Mortgage

Document Number0000658748
DateNov 16, 2020
Instrument2020000658748
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateOct 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.12%
Index1-Year LIBOR
Max Rate7.12%

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionORANGE CA
Recording DateJan 9, 2019
Property Address111 E AVENIDA SAN GABRIEL, SAN CLEMENTE, CA 92672-3223
Instrument DateJan 4, 2019
Instrument6878
Transaction TypeConstruction Loan
Record UpdatedJan 21, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address111 E AVENIDA SAN GABRIEL SAN CLEMENTE CA 926723223, SAN CLEMENTE, CA 92672-3223

Mortgage

Document Number0000006878
DateJan 9, 2019
Instrument6878
Lender
NameDISCOVER BK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term240 Months
DueJan 8, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 111 E Ave San Gabriel was $10,397 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,056,565 (+2%) Land $669,826 Building $386,739
2025$10,397.00 Homeowner's exemption$1,035,849 Land $656,693 Building $379,156
2023$10,005.00 (+1.96%) Homeowner's exemption$995,627 Land $631,193 Building $364,434
2022$9,813.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 111 E Ave San Gabriel in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1978–2000)
Claims Outside the SFHA3 of 8
Most Recent ClaimFeb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 E Ave San Gabriel is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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