115 Deer Ct, Roscommon, MI 48653 Property Records

Roscommon County property record for 115 Deer Ct, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,222 sqft · built 1997
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$256,500 (Jun 2023)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-230-049-0000`

Property Details

APN / Parcel Number

Primary APN	`004-230-049-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,222 sqft Building Perimeter
1st Floor Area	1,222 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Lot Area	11,761 sqft (0.27 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 DEER CT
City	ROSCOMMON
State	MI
Zip	48653-8363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(L-962P-1179&L-839P-474L-747 P-687-688) 243 L-1039 P-1973 (L-973 P-641) LOT 49 HIGGINS LAKE MANOR 115 DEER CT
Legal Subdivision	HIGGINS LAKE MANOR
Legal Lot Number	49
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1053
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 DEER CT, ROSCOMMON, MI 48653-8363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 14, 2023	Warranty Deed, Transfer
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	20233693
Deed Book / Page	1184 / 1396
Last Transfer Date	Aug 7, 2023
Transfer Doc	01184/2670
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Aug 9, 2023
Property Address	115 DEER CT, ROSCOMMON, MI 48653-8363
Document Number	01184/2670
Book / Page	1184 / 2670
Instrument	202300005001
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 DEER CT, ROSCOMMON, MI 48653-8363

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 14, 2023
Property Address	115 DEER CT, ROSCOMMON, MI 48653-8363
Document Number	01184/1396
Book / Page	1184 / 1396
Instrument Date	Jun 14, 2023
Instrument	202300003693
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4411 E PIONEER RD, ROSCOMMON, MI 48653-8425

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 11, 2017
Property Address	115 DEER CT, ROSCOMMON, MI 48653-8363
Document Number	01163/1453
Book / Page	1163 / 1453
Map Reference	LB 4 PG 39
Instrument Date	Sep 6, 2017
Instrument	201700006762
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11911 MARBER DR, ROSCOMMON, MI 48653-9432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MISTY MEADOW CT, ROSCOMMON, MI 48653-7676

Mortgage

Document Number	01163/1454
Date	Sep 11, 2017
Book Page	1163/1454
Instrument	201700006763

Lender

Name	STATE SAVINGS BANK
Type	Bank
Address	FRANKFORT, MI 49635

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,900 (+11.02%)	$241,800 (+11.02%)
2025	$2,788.00 (+0.83%) Homeowner's exemption	$108,900 (+46.57%)	$217,800 (+46.57%)
2024	$2,765.00
2023		$74,300	$148,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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