108 Deer Ct, Roscommon, MI 48653 Property Records

Roscommon County property record for 108 Deer Ct, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,919 sqft · built 1987
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2019)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-230-061-0000`

Property Details

APN / Parcel Number

Primary APN	`004-230-061-0000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,919 sqft Building Perimeter
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Lot Area	11,761 sqft (0.27 acres)
Garage Area	576 sqft

Location & Zoning

Street Address	108 DEER CT
City	ROSCOMMON
State	MI
Zip	48653-8363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-609 P-99 243 LOT 61 HIGGINS LAKE MANOR
Legal Subdivision	HIGGINS LAKE MANOR
Legal Lot Number	61
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1052
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	108 DEER CT, ROSCOMMON, MI 48653-8363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit NORTH CENTRAL AREA CREDIT UNION
Jun 11, 2019	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Prior Sale	Jan 15, 2015 · Amount on Record
Deed Document Number	20193925
Deed Book / Page	1169 / 1538
Last Transfer Date	Apr 9, 2025
Transfer Doc	01189/2599
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	108 DEER CT, ROSCOMMON, MI 48653-8363
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01186/2384
Date	Apr 2, 2024
Book Page	1186/2384
Instrument	202400002163

Lender

Name	NORTH CENTRAL AREA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 11, 2019
Property Address	108 DEER CT, ROSCOMMON, MI 48653-8363
Document Number	1169/1538
Book / Page	1169 / 1538
Instrument Date	Jun 4, 2019
Instrument	201900003925
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 GOEBEL AVE, ROSCOMMON, MI 48653-9591

Mortgage

Document Number	201900003926
Date	Jun 11, 2019
Instrument	201900003926

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	01169/1538
Date	Jun 11, 2019
Book Page	1169/1538
Instrument	201900003925

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,400 (+11.35%)	$264,800 (+11.35%)
2025	$1,955.00 Homeowner's exemption	$118,900 (+46.43%)	$237,800 (+46.43%)
2023		$81,200	$162,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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