118 Deer Ct, Roscommon, MI 48653 Property Records

Roscommon County property record for 118 Deer Ct, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,368 sqft · built 2003
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Dec 2024)
Tax Bill	$5,457 (2025)
Deeds & Mortgages	Apr 2023 Refinance Jun 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`004-230-066-0000`

Property Details

APN / Parcel Number

Primary APN	`004-230-066-0000`

Interior

Full Baths	1 Bath
Building Area	1,368 sqft Building Perimeter
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	11,761 sqft (0.27 acres)
Garage Area	462 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 DEER CT
City	ROSCOMMON
State	MI
Zip	48653-8363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-971 P-947 L-373 P-165 243 LOT 66 HIGGINS LAKE MANOR PP: 004-230-065-0000 (04)
Legal Subdivision	HIGGINS LAKE MANOR
Legal Lot Number	66
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1052
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4241 CON 4, HARROW, ON
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH CENTRAL AREA CREDIT UNION
Jun 14, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance MEMBER FIRST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Deed Document Number	20247933
Deed Book / Page	1189 / 26
Prior Transfer Date	Jun 13, 2022
Prior Transfer Doc	01181/1275
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	118 DEER CT, ROSCOMMON, MI 48653-8363
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001184/282
Date	Apr 21, 2023
Book Page	1184/282
Instrument	202300002579

Lender

Name	NORTH CENTRAL AREA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2033

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 14, 2022
Property Address	118 DEER CT, ROSCOMMON, MI 48653-8363
Document Number	01181/1274
Book / Page	1181 / 1274
Instrument Date	Jun 12, 2022
Instrument	202200004789
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 DEER CT, ROSCOMMON, MI 48653-8363

Mortgage

Document Number	01181/1275
Date	Jun 14, 2022
Book Page	1181/1275
Instrument	202200004790

Lender

Name	MEMBER FIRST MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,300 (+64.71%)	$258,600 (+64.71%)
2025	$5,457.00
2023		$78,500	$157,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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