Yamhill County property record for 115 Cosmo St, Lafayette, OR 97127
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 976 sqft · built 2001 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $171,000 (Jul 2015) |
| Tax Bill | $2,270 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R4401DA 00701 |
| Primary APN | R4401DA 00701 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| Gross Area | 1,376 sqft |
| 1st Floor Area | 976 sqft |
| Flooring | Carpet |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 115 COSMO ST |
|---|---|
| City | LAFAYETTE |
| State | OR |
| Zip | 97127-6105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TOWNSHIP 4S RANGE 4W SECTION 01 QTR D QQTR A TAXLOT 00701 LOT 1 SUBDIVISIONNAME LAFAYETTE ESTATES |
| Legal Range | 04W |
| Legal Township | 04S |
| Legal Section | 01 |
| Legal Subdivision | LAFAYETTE ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | YAMHILL OR |
| Township / Civil Division | NEWBERG |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 30304 |
Source: Yamhill County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 COSMO ST, LAFAYETTE, OR 97127-6105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2015 · Amount on Record |
| Deed Sale | Jul 30, 2015 · Amount on Record |
| Prior Sale | Apr 21, 2015 · Amount on Record |
| Deed Document Number | 201511810 |
| Prior Transfer Date | Mar 27, 2015 |
| Prior Transfer Doc | 0000005236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAMHILL OR |
| Property Address | 115 COSMO ST, LAFAYETTE, OR 97127-6105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000010365 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 201910365 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Yamhill County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Yamhill County |
| Municipality | Lafayette City |
| Unified School District | McMinnville School District 40 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,270.00 (+2.67%) | $154,971 (+3%) | $330,965 (-2.51%) Land $171,338 Building $159,627 |
| 2024 | $2,211.00 (+2.74%) | $150,457 (+3%) | $339,488 (+1.37%) Land $166,394 Building $173,094 |
| 2023 | $2,152.00 (+1.99%) | $146,075 (+3%) | $334,911 (+5%) Land $164,122 Building $170,789 |
| 2022 | $2,110.00 | $141,820 | $318,951 Land $158,682 Building $160,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAFAYETTE serves 4,423 people · EPA ID OR4100452 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Hunter Communications.
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