260 Cosmo St, Lafayette, OR 97127 Property Records

Yamhill County property record for 260 Cosmo St, Lafayette, OR 97127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,514 sqft · built 2003
Lot Size	0.106 acres (4,596 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (May 2022)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R4401DA 00733`

Property Details

APN / Parcel Number

Primary APN	`R4401DA 00733`
Alternative APNs	`001520555` `520555`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,514 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	766 sqft
2nd Floor Area	748 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,596 sqft (0.106 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	260 COSMO ST
City	LAFAYETTE
State	OR
Zip	97127-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 33 IN LAFAYETTE ESTATES
Legal Range	04W
Legal Township	04S
Legal Section	01
Legal Subdivision	LAFAYETTE ESTATES
Legal Lot Number	33
Jurisdiction	YAMHILL OR
Township / Civil Division	NEWBERG
Census Block Group	4
Census Block	4010
Census Tract	30304

Owner

260 Cosmo St is owned and occupied by two individuals who bought it in May 2022.

Source: Yamhill County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	260 COSMO ST, LAFAYETTE, OR 97127-6120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Aug 25, 2020 · Amount on File
Deed Document Number	20227174
Prior Transfer Date	May 6, 2022
Prior Transfer Doc	0000007174
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAMHILL OR
Recording Date	May 19, 2022
Property Address	260 COSMO ST, LAFAYETTE, OR 97127-6120
Document Number	0000007174
Instrument Date	Apr 12, 2022
Instrument	202207174
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 COSMO ST, 260, LAFAYETTE, OR 97127-6120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 COSMO ST, LAFAYETTE, OR 97127-6120

Mortgage

Document Number	0000007175
Date	May 19, 2022
Instrument	202207175

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	260 COSMO ST, LAFAYETTE, OR 97127-6120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017753
Date	Nov 3, 2017
Instrument	201717753

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	Aug 25, 2020
Property Address	260 COSMO ST, LAFAYETTE, OR 97127-6120
Document Number	0000014930
Instrument Date	Aug 19, 2020
Instrument	202014930
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 1057, LAFAYETTE, OR 97127-1057

Mortgage

Document Number	0000014931
Date	Aug 25, 2020
Instrument	202014931

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 260 Cosmo St was $2,912, up 2.7% from the year before.

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	Lafayette City
Unified School District	McMinnville School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,912.00 (+2.68%)	$198,796 (+3%)	$407,124 (-3.45%) Land $173,631 Building $233,493
2024	$2,836.00 (+2.72%)	$193,006 (+3%)	$421,669 (-0.56%) Land $168,507 Building $253,162
2023	$2,761.00 (+1.99%)	$187,384 (+3%)	$424,039 (+6.4%) Land $165,911 Building $258,128
2022	$2,707.00	$181,926	$398,532 Land $159,871 Building $238,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Cosmo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Cosmo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 4,423 people · EPA ID OR4100452
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hunter Communications.

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