225 Cosmo St, Lafayette, OR 97127 Property Records

Yamhill County property record for 225 Cosmo St, Lafayette, OR 97127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft · built 2001
Lot Size	0.105 acres (4,552 sqft)
Owner	Company Name on File
Last Sale	$359,000 (Aug 2022)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Aug 2022 Sale Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R4401DA 00706`

Property Details

APN / Parcel Number

Primary APN	`R4401DA 00706`
Alternative APNs	`001520474` `520474`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,112 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	1,112 sqft
Flooring	Carpet

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,552 sqft (0.105 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 COSMO ST
City	LAFAYETTE
State	OR
Zip	97127-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 6 IN LAFAYETTE ESTATES
Legal Range	04W
Legal Township	04S
Legal Section	01
Legal Subdivision	LAFAYETTE ESTATES
Legal Lot Number	6
Jurisdiction	YAMHILL OR
Township / Civil Division	NEWBERG
Census Block Group	4
Census Block	4000
Census Tract	30304

Owner

225 Cosmo St is owned by a company that bought it in August 2022.

Source: Yamhill County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	225 COSMO ST, LAFAYETTE, OR 97127-6120
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jul 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Dec 29, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE EXPRESS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Prior Sale	Jul 23, 2015 · Amount on File
Deed Document Number	202211770
Prior Transfer Date	Jul 18, 2020
Prior Transfer Doc	0000012498
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	Aug 26, 2022
Property Address	225 COSMO ST, LAFAYETTE, OR 97127-6120
Document Number	0000011770
Instrument Date	Aug 24, 2022
Instrument	202211770
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	225 COSMO ST, LAFAYETTE, OR 97127-6120

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAMHILL OR
Recording Date	Jul 23, 2020
Property Address	225 COSMO ST, LAFAYETTE, OR 97127-6120
Document Number	0000012498
Instrument Date	Jul 18, 2020
Instrument	202012498
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	MULTIPLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	225 COSMO ST, LAFAYETTE, OR 97127-6120

Mortgage

Document Number	0000012499
Date	Jul 23, 2020
Instrument	202012499

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAMHILL OR
Recording Date	Dec 29, 2017
Property Address	225 COSMO ST, LAFAYETTE, OR 97127-6120
Document Number	0000020653
Instrument Date	Dec 27, 2017
Instrument	201720653
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	FIDELITY NATL TITLE OF OREGO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 COSMO ST, LAFAYETTE, OR 97127-6120

Mortgage

Document Number	0000020654
Date	Dec 29, 2017
Instrument	201720654

Lender

Name	MORTGAGE EXPRESS LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 225 Cosmo St was $2,385, up 2.7% from the year before.

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	Lafayette City
Unified School District	McMinnville School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,385.00 (+2.67%)	$162,830 (+3%)	$338,549 (-2.68%) Land $169,328 Building $169,221
2024	$2,323.00 (+2.74%)	$158,087 (+3%)	$347,886 (+0.94%) Land $164,384 Building $183,502
2023	$2,261.00 (+1.98%)	$153,483 (+3%)	$344,636 (+5.09%) Land $162,112 Building $182,524
2022	$2,217.00	$149,013	$327,949 Land $156,672 Building $171,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Cosmo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Cosmo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 4,423 people · EPA ID OR4100452
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hunter Communications.

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