Lafayette County property record for 115 Chinkapin Loop, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,811 sqft · built 2007 |
| Lot Size | 0.152 acres (6,639 sqft) |
| Owner | Company Name on File |
| Last Sale | $142,500 (Jun 2007) |
| Tax Bill | $3,094 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 147X-26-401.47 |
| Primary APN | 147X-26-401.47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,811 sqft Living Area |
| 1st Floor Area | 1,501 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,639 sqft (0.152 acres) |
| Lot Dimensions | 147 ft deep x 45.1 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 29120 |
|---|---|
| Street Address | 115 CHINKAPIN LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-7420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 OAKSHIRE PARK |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 26 |
| Legal Subdivision | OAKSHIRE PARK |
| Legal Lot Number | 13 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950504 |
115 Chinkapin Loop is owned by a company that acquired it in July 2009.
Source: Lafayette County records, as of April 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8 TWELVE OAKS DR, MADISON, MS 39110-9378 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Nov 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2007 · Amount on File |
| Deed Sale | Jun 5, 2007 · Amount on File |
| Deed Document Number | 20075657 |
| Last Transfer Date | Jul 31, 2009 |
| Transfer Doc | 0200907594 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 115 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Title Company | MISSISSIPPI TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0201901043 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 201901043 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 115 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202112938 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 202112938 |
| Name | LENDINGONE LLE |
|---|---|
| Address | BOCA RATON, FL 33431 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 115 Chinkapin Loop was $3,094.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,094.00 | $23,780 | $158,530 Land $30,000 Building $128,530 |
| 2023 | $2,648.00 | $20,355 | $135,700 Land $30,000 Building $105,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Chinkapin Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Chinkapin Loop is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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