112 Chinkapin Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 112 Chinkapin Loop, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,811 sqft · built 2007
Lot Size0.145 acres (6,323 sqft)
OwnerCompany Name on Record
Tax Bill$3,094 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN147X-26-401.55

Property Details

APN / Parcel Number

Primary APN147X-26-401.55
Alternative APN
  • 29128

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,811 sqft Living Area
1st Floor Area1,501 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,323 sqft (0.145 acres)
Lot Dimensions140 ft deep x 45.1 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number29128
Street Address112 CHINKAPIN LOOP
CityOXFORD
StateMS
Zip38655-7419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 OAKSHIRE PARK
Legal Range04W
Legal Township08S
Legal Section26
Legal SubdivisionOAKSHIRE PARK
Legal Lot Number7
JurisdictionLAFAYETTE MS
Township / Civil Division4
Census Block Group1
Census Block1010
Census Tract950504

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address302 MARSHALL ST, NEW ALBANY, MS 38652-3728
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · Commercial Mortgage
BNA BANK
Nov 25, 2024Deed of Trust, Mortgage · Commercial Mortgage
BNA BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address112 CHINKAPIN LOOP, OXFORD, MS 38655-7419
Transaction TypeMortgage
Record UpdatedDec 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202112717
DateNov 16, 2021
Instrument202112717
Lender
NameBNA BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term35 Months
DueOct 15, 2024

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address112 CHINKAPIN LOOP, OXFORD, MS 38655-7419
Transaction TypeMortgage
Record UpdatedDec 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202410389
DateNov 25, 2024
Instrument2024-10389
Lender
NameBNA BANK
TypeBank
AddressNEW ALBANY, MS 38652
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueNov 30, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
MunicipalityOxford City
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,094.00 (+16.84%)$23,780 (+16.83%)$158,530 (+16.82%) Land $30,000 Building $128,530
2023$2,648.00$20,355$135,700 Land $30,000 Building $105,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OXFORD
serves 28,500 people · EPA ID MS0360011
Water SourceGroundwater
Last State InspectionAug 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable
10,000 / 10,000
North East Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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