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115 Andrews St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 115 Andrews St, Lowell, MA 01852

Property Summary

Property TypeTriplex
Details9 bd · 4 ba · 3,372 sqft · built 1940
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$510,000 (Apr 2019)
Tax Bill$7,380 (2025)
Deeds & MortgagesNov 2024 Refinance
May 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNC03000

Property Details

APN / Parcel Number

Primary APNC03000
Alternative APNs
  • LOWE M:205 B:165 L:115
  • M:000205 T:C03000

Interior

Bedrooms9 Beds
Full Baths4 Baths
Total Rooms17 Rooms
Units3 Units
Stories2 Stories
Building Area3,372 sqft Living Area
Gross Area4,863 sqft
1st Floor Area1,151 sqft
Basement Area1,127 sqft
Unfinished Basement1,127 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC03000
Street Address115 ANDREWS ST
CityLOWELL
StateMA
Zip01852-4629
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeTTF
Legal Block165
Legal Lot Number115
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2003
Census Tract312100

Owner

Source: Middlesex County and Lowell City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 ANDREWS ST, 117, LOWELL, MA 01852-4629
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2024Quit Claim Deed, Transfer · Stand-Alone Refinance
AMERICAN FINANCIAL NETWORK
May 9, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 30, 2019Quit Claim Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2019 · Amount on Record
Deed SaleApr 30, 2019 · Amount on Record
Prior SaleSep 27, 2005 · Amount on Record
Deed Book / Page32938 / 197
Last Transfer DateOct 31, 2024
Transfer Doc038876-196
Record UpdatedJun 8, 2026

November 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 5, 2024
Property Address115 ANDREWS ST, LOWELL, MA 01852-4629
Document Number038876-196
Book / Page38876 / 196
Instrument DateOct 31, 2024
Instrument202400034823
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 ANDREWS ST # 117, 117, LOWELL, MA 01852-4629

Mortgage

Document Number202400034824
DateNov 5, 2024
Instrument202400034824
Lender
NameAMERICAN FINANCIAL NETWORK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2054

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 9, 2019
Property Address115 ANDREWS ST, LOWELL, MA 01852-4629
Document Number32961-272
Book / Page032961 / 000272
Instrument DateMay 5, 2019
Instrument17471
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115-117 ANDREWS ST LOWELL MA 018524629, LOWELL, MA 01852-4629

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateApr 30, 2019
Property Address115 ANDREWS ST, LOWELL, MA 01852-4629
Document Number32938-197
Book / Page32938 / 197
Instrument DateApr 24, 2019
Instrument16177
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 ANDREWS ST # 117, 117, LOWELL, MA 01852-4629

Mortgage

Document Number16178
DateApr 30, 2019
Instrument16178
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,380.00 (+8.67%)$642,900 (+12.75%) Land $113,000 Building $529,900
2024$6,791.00 (+1.94%)$570,200 (+6.3%) Land $101,900 Building $468,300
2023$6,662.00$536,400 Land $88,600 Building $447,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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