118 Andrews St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 118 Andrews St, Lowell, MA 01852

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,531 sqft · built 2015
Lot Size0.186 acres (8,112 sqft)
OwnerIndividual Name on Record
Last Sale$349,000 (May 2020)
Tax Bill$4,972 (2025)
Deeds & MortgagesAug 2021 Refinance
Aug 2021 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APNT19030

Property Details

APN / Parcel Number

Primary APNT19030
Alternative APN
  • LOWE M:205 B:165 L:118 U:118

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,531 sqft Living Area
Gross Area2,448 sqft
1st Floor Area636 sqft
Basement Area604 sqft
Unfinished Basement604 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,112 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberT19030
Street Address118 ANDREWS ST
CityLOWELL
StateMA
Zip01852-4630
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTTF
Legal Block165
Legal Lot Number118
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2004
Census Tract312100

Owner

Source: Middlesex County and Lowell City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address118 ANDREWS ST, LOWELL, MA 01852-4630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MID-AMERICAN MORTGAGE INC
Aug 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MID-AMERICAN MORTGAGE INC
May 22, 2020Condominium Deed, Transfer · Stand-Alone First Mortgage
MSA LENDING LLC
Mar 20, 2018Quit Claim Deed, Transfer
Quitclaim
Nov 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Feb 24, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2020 · Amount on Record
Deed SaleMay 22, 2020 · Amount on Record
Prior SaleAug 26, 2015 · Amount on Record
Deed Document Number202021817
Deed Book / Page34153 / 287
Transfer Doc31941-127
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address118 ANDREWS ST, LOWELL, MA 01852-4630
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036174-77
DateAug 26, 2021
Book Page36174/77
Instrument50073
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address118 ANDREWS ST, LOWELL, MA 01852-4630
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36174-77
DateAug 26, 2021
Book Page36174/77
Instrument50073
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

May 2020: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionLOWELL MA
Recording DateMay 22, 2020
Property Address118 ANDREWS ST, LOWELL, MA 01852-4630
Document Number34153-287
Book / Page34153 / 287
Instrument DateMay 15, 2020
Instrument21817
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 ANDREWS ST # 118, 118, LOWELL, MA 01852-4630

Mortgage

Document Number21818
DateMay 22, 2020
Instrument21818
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMar 20, 2018
Property Address118 ANDREWS ST, LOWELL, MA 01852-4630
Document Number31941-127
Book / Page031941 / 000127
Instrument DateMar 15, 2018
Instrument10979
Transaction TypeTransfer
Record UpdatedApr 10, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 ANDREWS ST LOWELL MA 018524630, LOWELL, MA 01852-4630

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address118 ANDREWS ST, LOWELL, MA 01852-4630
Document Number31636-255
Book / Page031636 / 000255
Instrument DateNov 6, 2017
Transaction TypeMortgage
Record UpdatedDec 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number31636-255
DateNov 14, 2017
Book Page031636/000255
Instrument50856
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2047

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address118 ANDREWS ST, LOWELL, MA 01852-4630
Document Number30950-232
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedFeb 6, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number30950-232
DateMar 3, 2017
Book Page030950/000232
Instrument9211
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term180 Months
DueMar 2, 2032

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,972.00 (+4.89%)$433,100 (+8.82%) Building $433,100$449,445 (-0.86%)
2024$4,740.00 (+7.26%)$398,000 (+11.86%) Building $398,000$453,340
2023$4,419.00$355,800 Building $355,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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