Middlesex County and Lowell City property record for 99 Andrews St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 2 ba · 3,802 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $508,000 (May 2021) |
| Tax Bill | $8,316 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S15180 |
| Primary APN | S15180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,802 sqft Living Area |
| Gross Area | 6,053 sqft |
| 1st Floor Area | 1,571 sqft |
| Basement Area | 1,545 sqft |
| Unfinished Basement | 1,545 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | S15180 |
|---|---|
| Street Address | 99 ANDREWS ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-4603 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Block | 165 |
| Legal Lot Number | 99 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 312100 |
99 Andrews St, a duplex, is owned by two individuals who bought it in May 2021.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 SUBWAY AVE, CHELMSFORD, MA 01824-2322 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on File |
| Deed Sale | May 25, 2021 · Amount on File |
| Prior Sale | Nov 24, 2014 |
| Deed Document Number | 202131082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | May 25, 2021 |
| Property Address | 99 ANDREWS ST, LOWELL, MA 01852-4603 |
| Document Number | 35796-25 |
| Book / Page | 35796 / 25 |
| Instrument Date | May 25, 2021 |
| Instrument | 31082 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9 SUBWAY AVE, CHELMSFORD, MA 01824-2322 |
| Document Number | 31083 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 31083 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 99 Andrews St was $8,316, up 4.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,316.00 (+4.46%) | $732,700 (+5.65%) Land $120,900 Building $611,800 | $705,802 |
| 2025 | $7,961.00 (+15.43%) | $693,500 (+19.75%) Land $113,000 Building $580,500 | |
| 2024 | $6,897.00 (+7.35%) | $579,100 (+11.95%) Land $101,900 Building $477,200 | |
| 2023 | $6,425.00 | $517,300 Land $88,600 Building $428,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Andrews St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 99 Andrews St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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