115 7th St S, Buffalo, MN 55313 Property Records

Wright County property record for 115 7th St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,195 sqft · built 1963
Lot Size	0.975 acres (42,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,003 (Jul 2026)
Tax Bill	$3,740 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-025-000210`

Property Details

APN / Parcel Number

Primary APN	`103-025-000210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,195 sqft Living Area
1st Floor Area	1,195 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	42,475 sqft (0.975 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	115 7TH ST S
City	BUFFALO
State	MN
Zip	55313-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-120 RANGE-025 HENRIETTA S DEANS ADDN TH PRT OF S1/2 OF LT I & LTS J&K TH LIES WLY OF LN A, SLY OF LN B & ELY OF L
Legal Range	025
Legal Township	120
Legal Section	31
Legal Subdivision	DEANS ADD
Legal Lot Number	J,K,I
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1046
Census Tract	100701

Owner

Source: Wright County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 7TH ST S, BUFFALO, MN 55313-1325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	20261608425
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 28, 2026
Property Address	115 7TH ST S, BUFFALO, MN 55313-1325
Document Number	0001608425
Instrument Date	Jul 27, 2026
Instrument	20261608425
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	NORTHLAND TITLE LLC, NORTHLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,655.51
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 7TH ST S, BUFFALO, MN 55313-1325

Mortgage

Document Number	0001608426,
Date	Jul 28, 2026
Instrument	20261608426

Lender

Name	FLORIDA CAPITAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 1, 2021
Property Address	115 7TH ST S, BUFFALO, MN 55313-1325
Document Number	0001464789
Instrument Date	Mar 15, 2021
Instrument	1464789
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	LENDSERV NATIONAL TITLE AND INFORMA, LENDSERV NATL TTL & INFORMAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 7TH ST S, BUFFALO, MN 55313-1325

Mortgage

Document Number	0001464790
Date	Apr 1, 2021
Instrument	1464790

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,740.00 (+7.1%)	$301,800 (-4.31%) Land $75,000 Building $226,800	$301,800 (-4.31%) Land $75,000 Building $226,800
2025		$315,400 (+2.87%) Land $75,000 Building $240,400	$315,400 (+2.87%) Land $75,000 Building $240,400
2023	$3,492.00 (+15.25%)	$306,600 Land $75,000 Building $231,600	$306,600 Land $75,000 Building $231,600
2022	$3,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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