108 7th St S, Buffalo, MN 55313 Property Records

Wright County property record for 108 7th St S, Buffalo, MN 55313

Property Summary

Property Type	Vacant Land
Lot Size	0.397 acres (17,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$477,000 (Feb 2019)
Tax Bill	$152 (2026)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-025-000240`

Property Details

APN / Parcel Number

Primary APN	`103-025-000240`

Exterior

Lot Area	17,321 sqft (0.397 acres)

Location & Zoning

Street Address	108 7TH ST S
City	BUFFALO
State	MN
Zip	55313-1326
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SECT-31 TWP-120 RANGE-025 HENRIETTA S DEANS ADDN LT M EX N15FT TH/OF&EX E35FT TH/OF&EX W150FT TH/OF ALSO LT N EX S100FT TH/OF
Legal Range	025
Legal Township	120
Legal Section	31
Legal Subdivision	DEANS ADD
Legal Lot Number	M,N
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1046
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 7TH ST S, BUFFALO, MN 55313-1326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Feb 5, 2019	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on Record
Deed Sale	Feb 5, 2019 · Amount on Record
Prior Sale	Jan 31, 2006 · Amount on Record
Deed Document Number	20191389226
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	108 7TH ST S, BUFFALO, MN 55313-1326
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001468895
Date	May 4, 2021
Instrument	1468895

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	108 7TH ST S, BUFFALO, MN 55313-1326
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001405090
Date	Sep 10, 2019
Instrument	1405090

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 5, 2019
Property Address	108 7TH ST S, BUFFALO, MN 55313-1326
Document Number	0001389226
Instrument Date	Jan 25, 2019
Instrument	1389226
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Tax	$1,574.10
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 7TH ST S, BUFFALO, MN 55313-1326

Mortgage

Document Number	0001389227
Date	Feb 5, 2019
Instrument	1389227

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Mortgage

Document Number	0001389227
Date	Feb 5, 2019
Instrument	1389227

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$152.00 (-3.8%)	$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2025		$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2023	$158.00 (+5.33%)	$10,000 Land $10,000	$10,000 Land $10,000
2022	$150.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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