105 7th St S, Buffalo, MN 55313 Property Records

Wright County property record for 105 7th St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1947
Lot Size	0.619 acres (26,985 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Jul 2018)
Tax Bill	$4,170 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-025-000150`

Property Details

APN / Parcel Number

Primary APN	`103-025-000150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	545 sqft
Finished Basement	545 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,985 sqft (0.619 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	18 sqft
Deck Area	Deck Area
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	105 7TH ST S
City	BUFFALO
State	MN
Zip	55313-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-120 RANGE-025 HENRIETTA S DEANS ADDN W135FT OF LT F HENRIETTAS DEANS ADDITION LT F HENRIETTAS DEANS ADDITION
Legal Range	025
Legal Township	120
Legal Section	31
Legal Subdivision	DEANS ADD
Legal Lot Number	F
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1046
Census Tract	100701

Owner

105 7th St S is owned and occupied by an individual who bought it in July 2018.

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	105 7TH ST S, BUFFALO, MN 55313-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE
Aug 2, 2018	Deed of Trust, Mortgage · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE
Jul 9, 2018	Warranty Deed, Transfer LIBERTY TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Deed Document Number	20181374334
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	105 7TH ST S, BUFFALO, MN 55313-1325
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	MINNESOTA TITLE CORPORATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001456285
Date	Jan 25, 2021
Instrument	1456285

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	105 7TH ST S, BUFFALO, MN 55313-1325
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CAMBRIA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001376152
Date	Aug 2, 2018
Instrument	1376152

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 9, 2018
Property Address	105 7TH ST S, BUFFALO, MN 55313-1325
Document Number	0001374334
Instrument Date	Jun 21, 2018
Instrument	1374334
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	LIBERTY TITLE INC

Transaction

Amount	Amount on Record
Tax	$646.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 7TH ST S, BUFFALO, MN 55313-1325

Tax Assessment & Valuation

The 2026 property tax bill for 105 7th St S was $4,170.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,170.00	$332,600 (-4.21%) Land $75,000 Building $257,600	$332,600 (-4.21%) Land $75,000 Building $257,600
2025		$347,200 Land $75,000 Building $272,200	$347,200 Land $75,000 Building $272,200
2023	$3,754.00 (+15.58%)	$334,100 Land $75,000 Building $259,100	$334,100 Land $75,000 Building $259,100
2022	$3,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 7th St S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 7th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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