1143 Emerald Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 1143 Emerald Ave, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,024 sqft · built 1974
Lot Size	0.936 acres (40,754 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jan 2022)
Tax Bill	$5,490 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`492-490-54-12`

Property Details

APN / Parcel Number

Primary APN	`492-490-54-12`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	40,754 sqft (0.936 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1143 EMERALD AVE
City	EL CAJON
State	CA
Zip	92020-7363
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US12PER DOC73-305374&UND INT IN TR 007780
Legal Subdivision	EMERALD VILLAS
Legal Tract	007780
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	15302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	460 GRAVES AVE, 3, EL CAJON, CA 92020-3642
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jan 31, 2022	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP
Jan 15, 2020	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 15, 2020	Quit Claim Deed, Transfer LAWYERS TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Jan 15, 2020 · Amount on Record
Deed Document Number	202246388
Prior Transfer Date	Jan 10, 1994
Prior Transfer Doc	0000072479
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2022
Property Address	1143 EMERALD AVE, EL CAJON, CA 92020-7363
Document Number	0000046387
Map Reference	MAP 7780
Instrument Date	Jan 6, 2022
Instrument	2022-0046387
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 EMERALD AVE, EL CAJON, CA 92020-7363

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2022
Property Address	1143 EMERALD AVE, EL CAJON, CA 92020-7363
Document Number	0000046388
Map Reference	MAP 7780
Instrument Date	Nov 20, 2021
Instrument	2022-0046388
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 EMERALD AVE, EL CAJON, CA 92020-7363

Mortgage

Document Number	0000046389
Date	Jan 31, 2022
Instrument	2022-0046389

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2020
Property Address	1143 EMERALD AVE, EL CAJON, CA 92020-7363
Document Number	0000022988
Map Reference	MAP 7780
Instrument Date	Dec 31, 2019
Instrument	2020-0022988
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 EMERALD AVE, EL CAJON, CA 92020-7363

Mortgage

Document Number	0000022989
Date	Jan 15, 2020
Instrument	2020-0022989

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2020
Property Address	1143 EMERALD AVE, EL CAJON, CA 92020-7363
Document Number	0000022987
Instrument Date	Dec 23, 2019
Instrument	22987
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 2789 SPRING VALLEY CA 919792789, SPRING VALLEY, CA 91979-2789

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$411,320 (+2%) Land $132,331 Building $278,989
2025	$5,490.00 (-2%)	$403,256 (+4.04%) Land $129,737 Building $273,519
2023	$5,602.00 (+69.6%)	$387,599 Land $124,700 Building $262,899
2022	$3,303.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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