St. Clair County property record for 1117 S River Pointe Ln, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,356 sqft · built 1999 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Apr 2024) |
| Tax Bill | $5,616 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-575-0016-000 |
| Primary APN | 74-30-575-0016-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,356 sqft Living Area |
| 1st Floor Area | 1,346 sqft |
| Basement Area | 1,346 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 14,549 sqft (0.334 acres) |
| Lot Depth | 144 ft Depth |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1117 S RIVER POINTE LN |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 21 RIVER POINTE ESTATES NO.2 |
| Legal Subdivision | RIVER POINTE ESTATES |
| Legal Lot Number | 21 |
| Legal Unit | 21 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1117 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Feb 8, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN MICHIGAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Prior Sale | Dec 5, 2014 · Amount on Record |
| Deed Document Number | 20247477 |
| Deed Book / Page | 5708 / 90 |
| Prior Transfer Date | Apr 14, 2011 |
| Prior Transfer Doc | 004143/440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1117 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Title Company | JBN TITLE, JB TITLE |
| Name | Verified Name |
|---|---|
| Address | 520 S WILLIAM ST, MARINE CITY, MI 48039-3614 |
| Document Number | 0005704689 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 5704/689 |
| Instrument | 2024006414 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | 43456 MOUND RD, STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1117 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1117 S RIVER POINTE LN, SAINT CLAIR, MI 48079-3587 |
| Document Number | 0053150412 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 5315/412 |
| Instrument | 2021003684 |
| Name | EASTERN MICHIGAN BANK |
|---|---|
| Type | Bank |
| Address | PORT HURON, MI 48060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,000 (+0.86%) | $446,000 (+0.86%) | |
| 2025 | $5,616.00 (+51.54%) Homeowner's exemption | $221,100 (+24.35%) | |
| 2024 | $3,706.00 (+8.24%) | $442,200 (+24.35%) | |
| 2023 | $177,800 | ||
| 2022 | $3,424.00 | $355,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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