1146 Lake Pointe Dr, Bigfork, MT 59911 Property Records

Flathead County property record for 1146 Lake Pointe Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,059 sqft · built 2022
Lot Size	0.252 acres (10,977 sqft)
Owner	Trust Name on File
Last Sale	$738,150 (Jun 2022)
Tax Bill	$6,274 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0769935`

Property Details

APN / Parcel Number

Primary APN	`R0769935`
Alternative APNs	`07-3835-26-3-21-05-0000` `0000501085`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,059 sqft Living Area
1st Floor Area	1,829 sqft
Attic	Attic
Attic Area	230 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,977 sqft (0.252 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000501085
Street Address	1146 LAKE POINTE DR
City	BIGFORK
State	MT
Zip	59911-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR VILLAGE AT EAGLE BEND PH 2B, S26, T27 N, R20 W, LOT 34, ASSR #0000501085
Legal Range	20W
Legal Township	27N
Legal Section	26
Legal Subdivision	HARBOR VILLAGE AT EAGLE BEND PH 2B
Legal Lot Number	34
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	3
Census Block	3009
Census Tract	1304

Owner

1146 Lake Pointe Dr is held in a trust since June 2022.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Trust Name on File
Mailing Address	308 ADRIANA CT, ROSEVILLE, CA 95661-3217
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GLACIER BANK
Jun 14, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Jul 6, 2021	Intrafamily Transfer, Transfer · Construction Mortgage GLACIER BANK
Jul 6, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Apr 7, 2021	Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	Jul 6, 2021 · Amount on File
Deed Document Number	202214993
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jun 14, 2022
Property Address	1146 LAKE POINTE DR, BIGFORK, MT 59911-7501
Document Number	202200014993
Instrument Date	Jun 14, 2022
Instrument	202200014993
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ADRIANA CT, ROSEVILLE, CA 95661-3217

Mortgage

Document Number	202200014994
Date	Jun 14, 2022
Instrument	202200014994

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.9%
Index	1-Year CMT
Margin	3
Max Rate	8.9%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jun 14, 2022
Property Address	1146 LAKE POINTE DR, BIGFORK, MT 59911-7501
Document Number	202200015022
Instrument Date	Jun 14, 2022
Instrument	202200015022
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ADRIANA CT, ROSEVILLE, CA 95661-3217

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jul 6, 2021
Property Address	1146 LAKE POINTE DR, BIGFORK, MT 59911-7501
Document Number	202100022654
Instrument Date	Jul 1, 2021
Instrument	202100022654
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ADRIANA CT, ROSEVILLE, CA 95661-3217

Mortgage

Document Number	202100022655
Date	Jul 6, 2021
Instrument	202100022655

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	3
Max Rate	9.25%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jul 6, 2021
Property Address	1146 LAKE POINTE DR, BIGFORK, MT 59911-7501
Document Number	202100022656
Instrument Date	Jul 1, 2021
Instrument	202100022656
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	308 ADRIANA CT, ROSEVILLE, CA 95661-3217

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 7, 2021
Property Address	1146 LAKE POINTE DR, BIGFORK, MT 59911-7501
Document Number	202100012084
Instrument Date	Apr 6, 2021
Instrument	202100012084
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	308 ADRIANA CT, ROSEVILLE, CA 95661-3217

Tax Assessment & Valuation

The 2026 property tax bill for 1146 Lake Pointe Dr was $6,274.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,274.00	$832,800
2025			$832,800 Land $138,678 Building $694,122
2023	$5,052.00	$676,400	$676,400 Land $132,578 Building $543,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1146 Lake Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Lake Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Glacier Broadband.

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