1098 Lake Pointe Dr, Bigfork, MT 59911 Property Records

Flathead County property record for 1098 Lake Pointe Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,923 sqft · built 2021
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Tax Bill	$5,733 (2026)
Deeds & Mortgages	Feb 2023 Transfer Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0769938`

Property Details

APN / Parcel Number

Primary APN	`R0769938`
Alternative APNs	`07-3835-26-3-21-11-0000` `0000501088`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,923 sqft Living Area
1st Floor Area	2,195 sqft
2nd Floor Area	728 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000501088
Street Address	1098 LAKE POINTE DR
City	BIGFORK
State	MT
Zip	59911-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR VILLAGE AT EAGLE BEND PH 2B, S26, T27 N, R20 W, LOT 37, ASSR #0000501088
Legal Range	20W
Legal Township	27N
Legal Section	26
Legal Subdivision	HARBOR VILLAGE AT EAGLE BEND PH 2B
Legal Lot Number	37
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	3
Census Block	3009
Census Tract	1304

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2176 SKYLINE HEIGHTS LN, HENDERSON, NV 89052-8757
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Intrafamily Transfer, Transfer
Mar 9, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 1, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Dec 8, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2023
Deed Sale	Feb 6, 2023
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	20231858
Prior Transfer Date	Feb 25, 2022
Prior Transfer Doc	202200006183
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Feb 6, 2023
Property Address	1098 LAKE POINTE DR, BIGFORK, MT 59911-7503
Document Number	202300001858
Instrument Date	Feb 6, 2023
Instrument	202300001858
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2176 SKYLINE HEIGHTS LN, HENDERSON, NV 89052-8757

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 9, 2022
Property Address	1098 LAKE POINTE DR, BIGFORK, MT 59911-7503
Document Number	202200006183
Instrument Date	Feb 25, 2022
Instrument	202200006183
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 SKYLINE HEIGHTS LN, HENDERSON, NV 89052-8757

Mortgage

Document Number	202200006184
Date	Mar 9, 2022
Instrument	202200006184

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 1, 2021
Property Address	1098 LAKE POINTE DR, BIGFORK, MT 59911-7503
Document Number	202100041460
Instrument Date	Nov 15, 2021
Instrument	202100041460
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 SKYLINE HEIGHTS LN, HENDERSON, NV 89052-8757

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Dec 8, 2020
Property Address	1098 LAKE POINTE DR, BIGFORK, MT 59911-7503
Document Number	202000041292
Instrument Date	Dec 4, 2020
Instrument	202000041292
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 EAGLE BEND DR, BIGFORK, MT 59911-6210

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,733.00 (-8.72%)	$1,506,000 (-)
2025	$6,281.00 (-37.42%)	$1,506,000 (+12.06%)	$1,506,000 (+12.06%) Land $219,333 Building $1,286,667
2023	$10,037.00	$1,343,927	$1,343,927 Land $135,047 Building $1,208,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Glacier Broadband.

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