11458 Ranchers Gap Dr, Odessa, FL 33556 Property Records

Pasco County property record for 11458 Ranchers Gap Dr, Odessa, FL 33556

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,753 sqft · built 2021
Lot Size	0.187 acres (8,133 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Mar 2026)
Tax Bill	$15,170 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-26-17-0090-00100-0030`

Property Details

APN / Parcel Number

Primary APN	`20-26-17-0090-00100-0030`
Alternative APNs	`1726200090001000030` `41841312`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,753 sqft Living Area
Gross Area	3,412 sqft
1st Floor Area	2,753 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,133 sqft (0.187 acres)
Garage Type	Attached
Garage Area	659 sqft
Driveway	Driveway
Driveway Area	264 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11458 RANCHERS GAP DR
City	ODESSA
State	FL
Zip	33556-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	STARKEY RANCH PARCEL B1 PB 80 PG 94 BLOCK 1 LOT 3
Legal Subdivision	STARKEY RANCH PARCEL B-1
Legal Tract	90
Legal Block	1
Legal Lot Number	3
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1079
Census Tract	31701

Owner

Source: Pasco County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 BRIDLEWOOD DR, BRANDON, MS 39047-8480
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 3, 2021	Special Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Nov 6, 2023 · Amount on Record
Deed Document Number	202647810
Deed Book / Page	11382 / 700
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 17, 2026
Property Address	11458 RANCHERS GAP DR, ODESSA, FL 33556-3343
Document Number	0113820700
Book / Page	11382 / 700
Map Reference	MB 80 PG 94-100
Instrument Date	Mar 3, 2026
Instrument	2026047810
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 SAGE CREEK DR, BRYANT, AR 72022-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	170 BRIDLEWOOD DR, BRANDON, MS 39047-8480

Mortgage

Document Number	0011382702
Date	Mar 17, 2026
Instrument	11382/702

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Nov 6, 2023
Property Address	11458 RANCHERS GAP DR, ODESSA, FL 33556-3343
Document Number	0109122672
Book / Page	10912 / 2672
Map Reference	MB 80 PG 94
Instrument Date	Nov 3, 2023
Instrument	2023195607
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	SUNSET PARK TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9610 HILLTOP DR, NEW PORT RICHEY, FL 34654-3451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11458 RANCHERS GAP DR, ODESSA, FL 33556-3343

Mortgage

Document Number	0109122674
Date	Nov 6, 2023
Book Page	10912/2674
Instrument	2023195608

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 3, 2021
Property Address	11458 RANCHERS GAP DR, ODESSA, FL 33556-3343
Document Number	0104980302
Book / Page	10498 / 302
Map Reference	MB 80 PG 94
Instrument Date	Nov 24, 2021
Instrument	2021259707
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	HILLSBOROUGH TITLE III LLC, HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,571.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4065 CRESCENT PARK DR, RIVERVIEW, FL 33578-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11458 RANCHERS GAP DR, ODESSA, FL 33556-3343

Mortgage

Document Number	0010498304
Date	Dec 3, 2021
Instrument	10498/304

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,236 (-0.86%) Land $112,091 Building $570,145	$682,236 (-0.86%) Land $112,091 Building $570,145
2025	$15,170.00 (+2.07%) Homeowner's exemption	$688,171 (+49.27%) Land $112,091 Building $576,080	$688,171 (+21.44%) Land $112,091 Building $576,080
2024	$14,862.00 (+34.39%)
2023	$11,059.00 (+7.05%) Additional exemption filed	$461,010 (+3%) Land $86,351 Building $374,659	$566,675 (+24.08%) Land $86,351 Building $480,324
2022	$10,331.00 Homeowner's exemption	$447,589 Land $72,971 Building $374,618	$456,689 Land $72,971 Building $383,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 689 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	689 in force
Nearby Flood Claims	10 (2004–2025)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Dec 2025
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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