11430 Ranchers Gap Dr, Odessa, FL 33556 Property Records

Pasco County property record for 11430 Ranchers Gap Dr, Odessa, FL 33556

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,307 sqft · built 2020
Lot Size	0.185 acres (8,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,045,000 (Mar 2026)
Tax Bill	$15,699 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-26-17-0090-00100-0010`

Property Details

APN / Parcel Number

Primary APN	`20-26-17-0090-00100-0010`
Alternative APNs	`1726200090001000010` `41841310`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,307 sqft Living Area
Gross Area	4,004 sqft
1st Floor Area	2,715 sqft
Upper Floors Area	592 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,078 sqft (0.185 acres)
Garage Type	Attached
Garage Area	697 sqft
Driveway	Concrete Driveway
Driveway Area	286 sqft
Pool Area	260 sqft
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11430 RANCHERS GAP DR
City	ODESSA
State	FL
Zip	33556-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	STARKEY RANCH PARCEL B1 PB 80 PG 94 BLOCK 1 LOT 1
Legal Subdivision	STARKEY RANCH PARCEL B-1
Legal Tract	90
Legal Block	1
Legal Lot Number	1
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1079
Census Tract	31701

Owner

Source: Pasco County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11430 RANCHERS GAP DR, ODESSA, FL 33556-3343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Sep 15, 2022	Warranty Deed, Transfer NOT AVAILABLE, TRUE BLUE TITLE LLC
Aug 31, 2020	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Sep 15, 2022 · Amount on Record
Deed Document Number	202642807
Deed Book / Page	11377 / 1850
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 9, 2026
Property Address	11430 RANCHERS GAP DR, ODESSA, FL 33556-3343
Document Number	0113771850
Book / Page	11377 / 1850
Map Reference	MB 80 PG 94-100
Instrument Date	Feb 27, 2026
Instrument	2026042807
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6976 S SHORE DR S, SOUTH PASADENA, FL 33707-4603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11430 RANCHERS GAP DR, ODESSA, FL 33556-3343

Mortgage

Document Number	0113771851
Date	Mar 9, 2026
Instrument	11377/1851

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 15, 2022
Property Address	11430 RANCHERS GAP DR, ODESSA, FL 33556-3343
Document Number	0106912018
Book / Page	10691 / 2018
Map Reference	MB 80 PG 94-100
Instrument Date	Sep 12, 2022
Instrument	2022203357
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	NOT AVAILABLE, TRUE BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$7,875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2980 BRIDLEWOOD DR, PALM HARBOR, FL 34683-2003

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12473 LONGMIRE LAKEVIEW, CONROE, TX 77304-1087

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 31, 2020
Property Address	11430 RANCHERS GAP DR, ODESSA, FL 33556-3343
Document Number	0101670056
Book / Page	10167 / 56
Map Reference	MB 80 PG 94-100
Instrument Date	Aug 24, 2020
Instrument	2020142191
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,774.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4065 CRESCENT PARK DR, 4065, RIVERVIEW, FL 33578-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11430 RANCHERS GAP DR, ODESSA, FL 33556-3343

Mortgage

Document Number	1016758
Date	Aug 31, 2020
Instrument	10167/58

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$792,708 (+10.16%) Land $111,938 Building $680,770	$792,708 (-2.29%) Land $111,938 Building $680,770
2025	$15,699.00 (+2.87%)	$719,600 (+5.99%) Land $111,938 Building $607,662	$811,289 (+19.49%) Land $111,938 Building $699,351
2024	$15,261.00 (+3.56%)
2023	$14,736.00 (+54.99%) Additional exemption filed	$678,960 (+71.85%) Land $86,198 Building $592,762	$678,960 (+22.93%) Land $86,198 Building $592,762
2022	$9,508.00	$395,090 Land $72,818 Building $322,272	$552,295 Land $72,818 Building $479,477

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 689 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	689 in force
Nearby Flood Claims	10 (2004–2025)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Dec 2025
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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